Excl laa thrscp any method at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$506.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,304.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$59.16 with Univera vs $1,633.46 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera Healthy New York | $59.16 | ↓ -88% |
| Univera | Univera Essential Plan | $59.16 | ↓ -88% |
| Univera | Univera Medicare | $83.15 | ↓ -84% |
| Univera | Univera Commercial | $92.57 | ↓ -82% |
| United Healthcare | United Healthcare CHIP | $782.16 | ↑ +54% |
| United Healthcare | United Healthcare Medicaid | $782.16 | ↑ +54% |
| Highmark | Highmark Together Blue | $927.11 | ↑ +83% |
| Highmark | Highmark My Direct Blue | $980.72 | ↑ +93% |
| Highmark | Highmark Performance Blue | $980.72 | ↑ +93% |
| Highmark | Highmark Social Mission Indemnity | $980.72 | ↑ +93% |
| Highmark | Highmark Social Mission Managed Care | $980.72 | ↑ +93% |
| Highmark | Highmark Blue High Performance | $980.72 | ↑ +93% |
| Highmark | Highmark Community Blue | $980.72 | ↑ +93% |
| Highmark | Highmark Connect Blue | $980.72 | ↑ +93% |
| Highmark | Highmark Indemnity | $980.72 | ↑ +93% |
| Highmark | Highmark Managed Care | $980.72 | ↑ +93% |
| Highmark | Highmark My Blue Access | $980.72 | ↑ +93% |
| Cigna | Cigna Commercial | $1,303.78 | ↑ +157% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $1,549.34 | ↑ +206% |
| United Healthcare | United Healthcare Of OH Medicaid | $1,633.46 | ↑ +222% |
| United Healthcare | United Healthcare Commercial | $1,633.46 | ↑ +222% |
Visitor-reported prices
Comments
Excl laa thrscp any method at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bellevue Hospital Center | NY 10016 | not published | $578.18 – $1,351.58 |
| Harlem Hospital Center | New York | not published | $938.60 – $1,351.58 |
| Kings County Hospital Center | Brooklyn | not published | $578.18 – $1,403.42 |
| Lincoln Medical Center | Bronx | not published | $974.60 – $1,403.42 |
| Metropolitan Hospital Center | New York | not published | $974.60 – $1,403.42 |
| Queens Hospital Center | Jamaica | not published | $578.18 – $1,329.87 |
| Woodhull Medical Center | Brooklyn | not published | $578.18 – $1,403.42 |
| South Brooklyn Health | Brooklyn | not published | $974.60 – $1,403.42 |