Excision breast lesion at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$287.98

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,309.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.52 with Univera vs $8,700.32 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $37.52 ↓ -87%
Univera Univera Healthy New York $37.52 ↓ -87%
Univera Univera Medicare $45.56 ↓ -84%
Univera Univera Commercial $49.50 ↓ -83%
Amerihealth Amerihealth Caritas Medicare (NY) $292.92 ↑ +2%
Amerihealth Amerihealth Caritas D-SNP Medicare $292.92 ↑ +2%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $368.24 ↑ +28%
Geisinger Geisinger Medicaid HC $404.51 ↑ +40%
Amerihealth Amerihealth Caritas CHC Medicaid $404.51 ↑ +40%
Amerihealth Amerihealth Caritas HC Medicaid $404.51 ↑ +40%
United Healthcare United Healthcare Medicaid $404.51 ↑ +40%
Geisinger Geisinger CHIP $404.51 ↑ +40%
Highmark Highmark Community Blue Medicare $405.65 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $436.18 ↑ +51%
Highmark Highmark Security Blue $449.27 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $462.35 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $462.35 ↑ +61%
American Health Plans American Health Plans Medicare $479.80 ↑ +67%
Highmark Highmark Together Blue $533.27 ↑ +85%
Highmark Highmark Social Mission Indemnity $564.10 ↑ +96%
Highmark Highmark Blue High Performance $564.10 ↑ +96%
Highmark Highmark Social Mission Managed Care $564.10 ↑ +96%
Highmark Highmark Connect Blue $564.10 ↑ +96%
Highmark Highmark Indemnity $564.10 ↑ +96%
Highmark Highmark Managed Care $564.10 ↑ +96%
Highmark Highmark My Blue Access $564.10 ↑ +96%
Highmark Highmark My Direct Blue $564.10 ↑ +96%
Highmark Highmark Performance Blue $564.10 ↑ +96%
Highmark Highmark Community Blue $564.10 ↑ +96%
Cigna Cigna Commercial $739.09 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $843.49 ↑ +193%
United Healthcare United Healthcare Commercial $889.29 ↑ +209%
United Healthcare United Healthcare Of OH Medicaid $889.29 ↑ +209%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +304%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +312%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +331%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +345%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +345%
Martin's Point Martin's Point $1,354.00 ↑ +370%
Highmark Highmark Complete Blue Medicare $4,168.90 ↑ +1348%
Highmark Highmark Community Blue Medicare PPO $4,168.90 ↑ +1348%
Highmark Highmark Freedom Blue $4,214.22 ↑ +1363%
Aetna Aetna Medicare $4,712.67 ↑ +1536%
Highmark Highmark Community Blue Medicare HMO $4,712.67 ↑ +1536%
Highmark Highmark Together Blue Medicare $4,712.67 ↑ +1536%
Amerihealth Amerihealth Medicare New York $4,757.99 ↑ +1552%
Humana Humana Commercial $4,803.30 ↑ +1568%
United Healthcare United Healthcare Medicare I-SNP $4,848.62 ↑ +1584%
United Healthcare United Healthcare Medicare D-SNP $4,893.93 ↑ +1599%
Molina Molina Ohio $4,939.24 ↑ +1615%
Highmark Highmark Performance Blue Enhanced $6,600.46 ↑ +2192%
Aetna Aetna Commercial $8,700.32 ↑ +2921%

Visitor-reported prices

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Excision breast lesion at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $4,531.42 $240.16 – $7,331.36
Kings County Hospital Center Brooklyn $4,531.42 $240.16 – $7,331.36
Lincoln Medical Center Bronx $4,531.42 $557.34 – $5,664.27
Metropolitan Hospital Center New York $4,531.42 $557.34 – $5,664.27
Queens Hospital Center Jamaica $4,531.42 $240.16 – $7,331.36
Woodhull Medical Center Brooklyn $4,531.42 $240.16 – $7,331.36
South Brooklyn Health Brooklyn $4,531.42 $557.34 – $5,664.27
North Central Bronx Bronx $4,531.42 $557.34 – $7,331.36

All New-york hospitals for this procedure →