Exc sq tumor/foot or toe < 1.5 cm 28039 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$209.44

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$952.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.88 with Univera vs $6,502.72 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $27.88 ↓ -87%
Univera Univera Healthy New York $27.88 ↓ -87%
Univera Univera Medicare $36.51 ↓ -83%
Univera Univera Commercial $40.99 ↓ -80%
Amerihealth Amerihealth Caritas Medicare (NY) $44.16 ↓ -79%
Amerihealth Amerihealth Caritas D-SNP Medicare $44.16 ↓ -79%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $55.52 ↓ -73%
Geisinger Geisinger Medicaid HC $60.99 ↓ -71%
Amerihealth Amerihealth Caritas CHC Medicaid $60.99 ↓ -71%
Amerihealth Amerihealth Caritas HC Medicaid $60.99 ↓ -71%
United Healthcare United Healthcare Medicaid $60.99 ↓ -71%
Geisinger Geisinger CHIP $60.99 ↓ -71%
Highmark Highmark Community Blue Medicare $295.18 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $317.40 ↑ +52%
Highmark Highmark Security Blue $326.92 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $336.44 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $336.44 ↑ +61%
American Health Plans American Health Plans Medicare $349.14 ↑ +67%
Highmark Highmark Together Blue $355.41 ↑ +70%
Highmark Highmark Social Mission Indemnity $375.96 ↑ +80%
Highmark Highmark Blue High Performance $375.96 ↑ +80%
Highmark Highmark Social Mission Managed Care $375.96 ↑ +80%
Highmark Highmark Connect Blue $375.96 ↑ +80%
Highmark Highmark Indemnity $375.96 ↑ +80%
Highmark Highmark Managed Care $375.96 ↑ +80%
Highmark Highmark My Blue Access $375.96 ↑ +80%
Highmark Highmark My Direct Blue $375.96 ↑ +80%
Highmark Highmark Performance Blue $375.96 ↑ +80%
Highmark Highmark Community Blue $375.96 ↑ +80%
Cigna Cigna Commercial $542.26 ↑ +159%
United Healthcare United Healthcare Navigate Nexus Commercial $629.91 ↑ +201%
United Healthcare United Healthcare Commercial $664.11 ↑ +217%
United Healthcare United Healthcare Of OH Medicaid $664.11 ↑ +217%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +456%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +467%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +493%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +511%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +511%
Highmark Highmark Community Blue Medicare PPO $3,115.89 ↑ +1388%
Highmark Highmark Complete Blue Medicare $3,115.89 ↑ +1388%
Highmark Highmark Freedom Blue $3,149.76 ↑ +1404%
Martin's Point Martin's Point $3,386.84 ↑ +1517%
Aetna Aetna Medicare $3,522.31 ↑ +1582%
Highmark Highmark Community Blue Medicare HMO $3,522.31 ↑ +1582%
Highmark Highmark Together Blue Medicare $3,522.31 ↑ +1582%
Amerihealth Amerihealth Medicare New York $3,556.18 ↑ +1598%
Humana Humana Commercial $3,590.05 ↑ +1614%
United Healthcare United Healthcare Medicare I-SNP $3,623.91 ↑ +1630%
United Healthcare United Healthcare Medicare D-SNP $3,657.78 ↑ +1646%
Molina Molina Ohio $3,691.65 ↑ +1663%
Highmark Highmark Performance Blue Enhanced $4,933.26 ↑ +2255%
Aetna Aetna Commercial $6,502.72 ↑ +3005%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Exc sq tumor/foot or toe < 1.5 cm 28039 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $3,386.84 $206.80 – $7,251.82
Kings County Hospital Center Brooklyn $3,386.84 $206.80 – $7,251.82
Lincoln Medical Center Bronx $3,386.84 $386.99 – $7,251.82
Metropolitan Hospital Center New York $3,386.84 $386.99 – $7,251.82
Queens Hospital Center Jamaica $3,386.84 $206.80 – $7,251.82
Woodhull Medical Center Brooklyn $3,386.84 $206.80 – $7,251.82
South Brooklyn Health Brooklyn $3,386.84 $386.99 – $7,251.82
North Central Bronx Bronx $3,386.84 $386.99 – $7,251.82

All New-york hospitals for this procedure →