Exc snhfg mal+mrg >4 cm 11626 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$179.08

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$814.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.18 with Amerihealth vs $6,502.72 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Medicaid HC $21.18 ↓ -88%
Amerihealth Amerihealth Medicaid CHC $21.18 ↓ -88%
Univera Univera Essential Plan $23.53 ↓ -87%
Univera Univera Healthy New York $23.53 ↓ -87%
Univera Univera Medicare $28.57 ↓ -84%
Univera Univera Commercial $31.04 ↓ -83%
Amerihealth Amerihealth Caritas Medicare (NY) $252.00 ↑ +41%
Amerihealth Amerihealth Caritas D-SNP Medicare $252.00 ↑ +41%
Highmark Highmark Community Blue Medicare $252.42 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $271.42 ↑ +52%
Highmark Highmark Security Blue $279.56 ↑ +56%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $287.71 ↑ +61%
Devoted Medicare Devoted Health Medicare Advantage $287.71 ↑ +61%
Highmark Highmark Together Blue $287.82 ↑ +61%
American Health Plans American Health Plans Medicare $298.56 ↑ +67%
Highmark Highmark My Direct Blue $304.46 ↑ +70%
Highmark Highmark Blue High Performance $304.46 ↑ +70%
Highmark Highmark Community Blue $304.46 ↑ +70%
Highmark Highmark Connect Blue $304.46 ↑ +70%
Highmark Highmark Indemnity $304.46 ↑ +70%
Highmark Highmark Managed Care $304.46 ↑ +70%
Highmark Highmark My Blue Access $304.46 ↑ +70%
Highmark Highmark Performance Blue $304.46 ↑ +70%
Highmark Highmark Social Mission Indemnity $304.46 ↑ +70%
Highmark Highmark Social Mission Managed Care $304.46 ↑ +70%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $316.80 ↑ +77%
Amerihealth Amerihealth Caritas HC Medicaid $348.00 ↑ +94%
Geisinger Geisinger CHIP $348.00 ↑ +94%
Geisinger Geisinger Medicaid HC $348.00 ↑ +94%
Amerihealth Amerihealth Caritas CHC Medicaid $348.00 ↑ +94%
United Healthcare United Healthcare Medicaid $348.00 ↑ +94%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $360.00 ↑ +101%
Jefferson Health Plans Jefferson Health Plans $367.20 ↑ +105%
Cigna Cigna Commercial $460.63 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $535.18 ↑ +199%
United Healthcare United Healthcare Of OH Medicaid $564.24 ↑ +215%
United Healthcare United Healthcare Commercial $564.24 ↑ +215%
Martin's Point Martin's Point $1,016.00 ↑ +467%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +593%
Highmark Highmark Community Blue Medicare PPO $3,115.89 ↑ +1640%
Highmark Highmark Complete Blue Medicare $3,115.89 ↑ +1640%
Highmark Highmark Freedom Blue $3,149.76 ↑ +1659%
Highmark Highmark Together Blue Medicare $3,522.31 ↑ +1867%
Aetna Aetna Medicare $3,522.31 ↑ +1867%
Highmark Highmark Community Blue Medicare HMO $3,522.31 ↑ +1867%
Amerihealth Amerihealth Medicare New York $3,556.18 ↑ +1886%
Humana Humana Commercial $3,590.05 ↑ +1905%
United Healthcare United Healthcare Medicare I-SNP $3,623.91 ↑ +1924%
United Healthcare United Healthcare Medicare D-SNP $3,657.78 ↑ +1943%
Molina Molina Ohio $3,691.65 ↑ +1961%
Highmark Highmark Performance Blue Enhanced $4,933.26 ↑ +2655%
Aetna Aetna Commercial $6,502.72 ↑ +3531%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Exc snhfg mal+mrg >4 cm 11626 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $3,386.84 $0.01 – $5,438.86
Kings County Hospital Center Brooklyn $3,386.84 $0.01 – $5,438.86
Lincoln Medical Center Bronx $3,386.84 $0.01 – $4,097.28
Metropolitan Hospital Center New York $3,386.84 $0.01 – $4,097.28
Queens Hospital Center Jamaica $3,386.84 $0.01 – $5,438.86
Woodhull Medical Center Brooklyn $3,386.84 $0.01 – $5,438.86
South Brooklyn Health Brooklyn $3,386.84 $0.01 – $4,097.28
North Central Bronx Bronx $3,386.84 $0.01 – $5,438.86

All New-york hospitals for this procedure →