Exc snhfg mal+mrg 1.1-2 11622 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$104.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$473.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.78 with Univera vs $1,598.59 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $13.78 ↓ -87%
Univera Univera Essential Plan $13.78 ↓ -87%
Amerihealth Amerihealth Medicaid HC $15.19 ↓ -85%
Amerihealth Amerihealth Medicaid CHC $15.19 ↓ -85%
Univera Univera Medicare $16.74 ↓ -84%
Univera Univera Commercial $18.18 ↓ -83%
Amerihealth Amerihealth Caritas D-SNP Medicare $117.60 ↑ +13%
Amerihealth Amerihealth Caritas Medicare (NY) $117.60 ↑ +13%
Highmark Highmark Community Blue Medicare $146.62 ↑ +41%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $147.84 ↑ +42%
Life Pittsburgh Life Pittsburgh Medicare $157.66 ↑ +52%
Highmark Highmark Security Blue $162.39 ↑ +56%
Amerihealth Amerihealth Caritas HC Medicaid $162.40 ↑ +56%
Geisinger Geisinger Medicaid HC $162.40 ↑ +56%
Geisinger Geisinger CHIP $162.40 ↑ +56%
Amerihealth Amerihealth Caritas CHC Medicaid $162.40 ↑ +56%
United Healthcare United Healthcare Medicaid $162.40 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $167.12 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $167.12 ↑ +61%
Highmark Highmark Together Blue $167.92 ↑ +61%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $168.00 ↑ +61%
Jefferson Health Plans Jefferson Health Plans $171.36 ↑ +65%
American Health Plans American Health Plans Medicare $173.43 ↑ +67%
Highmark Highmark Indemnity $177.63 ↑ +71%
Highmark Highmark Managed Care $177.63 ↑ +71%
Highmark Highmark My Blue Access $177.63 ↑ +71%
Highmark Highmark My Direct Blue $177.63 ↑ +71%
Highmark Highmark Performance Blue $177.63 ↑ +71%
Highmark Highmark Connect Blue $177.63 ↑ +71%
Highmark Highmark Community Blue $177.63 ↑ +71%
Highmark Highmark Social Mission Indemnity $177.63 ↑ +71%
Highmark Highmark Social Mission Managed Care $177.63 ↑ +71%
Highmark Highmark Blue High Performance $177.63 ↑ +71%
Cigna Cigna Commercial $267.64 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $306.33 ↑ +194%
United Healthcare United Healthcare Commercial $322.96 ↑ +210%
United Healthcare United Healthcare Of OH Medicaid $322.96 ↑ +210%
Martin's Point Martin's Point $585.90 ↑ +463%
Highmark Highmark Community Blue Medicare PPO $765.99 ↑ +636%
Highmark Highmark Complete Blue Medicare $765.99 ↑ +636%
Highmark Highmark Freedom Blue $774.32 ↑ +644%
Aetna Aetna Medicare $865.90 ↑ +732%
Highmark Highmark Together Blue Medicare $865.90 ↑ +732%
Highmark Highmark Community Blue Medicare HMO $865.90 ↑ +732%
Amerihealth Amerihealth Medicare New York $874.23 ↑ +740%
Humana Humana Commercial $882.56 ↑ +748%
United Healthcare United Healthcare Medicare I-SNP $890.88 ↑ +756%
United Healthcare United Healthcare Medicare D-SNP $899.21 ↑ +764%
Molina Molina Ohio $907.53 ↑ +772%
Highmark Highmark Performance Blue Enhanced $1,212.77 ↑ +1065%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +1093%
Aetna Aetna Commercial $1,598.59 ↑ +1436%

Visitor-reported prices

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Exc snhfg mal+mrg 1.1-2 11622 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $832.60 $0.01 – $1,325.93
Kings County Hospital Center Brooklyn $832.60 $0.01 – $1,325.93
Lincoln Medical Center Bronx $832.60 $0.01 – $998.86
Metropolitan Hospital Center New York $832.60 $0.01 – $998.86
Queens Hospital Center Jamaica $832.60 $0.01 – $1,325.93
Woodhull Medical Center Brooklyn $832.60 $0.01 – $1,325.93
South Brooklyn Health Brooklyn $832.60 $0.01 – $998.86
North Central Bronx Bronx $832.60 $0.01 – $1,325.93

All New-york hospitals for this procedure →