Exc mal+marg tal 2.1-3 cm 11603 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$118.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$540.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$12.46 with Amerihealth vs $1,598.59 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Medicaid CHC $12.46 ↓ -90%
Amerihealth Amerihealth Medicaid HC $12.46 ↓ -90%
Univera Univera Essential Plan $15.69 ↓ -87%
Univera Univera Healthy New York $15.69 ↓ -87%
Univera Univera Medicare $19.05 ↓ -84%
Univera Univera Commercial $20.70 ↓ -83%
Amerihealth Amerihealth Caritas D-SNP Medicare $89.78 ↓ -24%
Amerihealth Amerihealth Caritas Medicare (NY) $89.78 ↓ -24%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $112.86 ↓ -5%
Geisinger Geisinger Medicaid HC $123.98 ↑ +4%
Amerihealth Amerihealth Caritas CHC Medicaid $123.98 ↑ +4%
Amerihealth Amerihealth Caritas HC Medicaid $123.98 ↑ +4%
United Healthcare United Healthcare Medicaid $123.98 ↑ +4%
Geisinger Geisinger CHIP $123.98 ↑ +4%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $128.25 ↑ +8%
Jefferson Health Plans Jefferson Health Plans $130.82 ↑ +10%
Highmark Highmark Community Blue Medicare $167.46 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $180.06 ↑ +52%
Highmark Highmark Security Blue $185.46 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $190.86 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $190.86 ↑ +61%
Highmark Highmark Together Blue $191.09 ↑ +61%
American Health Plans American Health Plans Medicare $198.07 ↑ +67%
Highmark Highmark My Blue Access $202.15 ↑ +70%
Highmark Highmark My Direct Blue $202.15 ↑ +70%
Highmark Highmark Performance Blue $202.15 ↑ +70%
Highmark Highmark Connect Blue $202.15 ↑ +70%
Highmark Highmark Blue High Performance $202.15 ↑ +70%
Highmark Highmark Managed Care $202.15 ↑ +70%
Highmark Highmark Social Mission Indemnity $202.15 ↑ +70%
Highmark Highmark Social Mission Managed Care $202.15 ↑ +70%
Highmark Highmark Indemnity $202.15 ↑ +70%
Highmark Highmark Community Blue $202.15 ↑ +70%
Cigna Cigna Commercial $304.90 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $350.21 ↑ +195%
United Healthcare United Healthcare Commercial $369.22 ↑ +211%
United Healthcare United Healthcare Of OH Medicaid $369.22 ↑ +211%
Martin's Point Martin's Point $645.75 ↑ +444%
Highmark Highmark Complete Blue Medicare $765.99 ↑ +545%
Highmark Highmark Community Blue Medicare PPO $765.99 ↑ +545%
Highmark Highmark Freedom Blue $774.32 ↑ +552%
Aetna Aetna Medicare $865.90 ↑ +629%
Highmark Highmark Together Blue Medicare $865.90 ↑ +629%
Highmark Highmark Community Blue Medicare HMO $865.90 ↑ +629%
Amerihealth Amerihealth Medicare New York $874.23 ↑ +636%
Humana Humana Commercial $882.56 ↑ +643%
United Healthcare United Healthcare Medicare I-SNP $890.88 ↑ +650%
United Healthcare United Healthcare Medicare D-SNP $899.21 ↑ +657%
Molina Molina Ohio $907.53 ↑ +664%
Highmark Highmark Performance Blue Enhanced $1,212.77 ↑ +921%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +945%
Aetna Aetna Commercial $1,598.59 ↑ +1246%

Visitor-reported prices

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Exc mal+marg tal 2.1-3 cm 11603 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $832.60 $0.01 – $1,325.93
Kings County Hospital Center Brooklyn $832.60 $0.01 – $1,325.93
Lincoln Medical Center Bronx $832.60 $0.01 – $998.86
Metropolitan Hospital Center New York $832.60 $0.01 – $998.86
Queens Hospital Center Jamaica $832.60 $0.01 – $1,325.93
Woodhull Medical Center Brooklyn $832.60 $0.01 – $1,325.93
South Brooklyn Health Brooklyn $832.60 $0.01 – $998.86
North Central Bronx Bronx $832.60 $0.01 – $1,325.93

All New-york hospitals for this procedure →