Exc im tumor/back/flank/ < 5 cm 21932 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$413.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,881.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$53.86 with Univera vs $6,502.72 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $53.86 ↓ -87%
Univera Univera Essential Plan $53.86 ↓ -87%
Univera Univera Medicare $70.54 ↓ -83%
Univera Univera Commercial $79.21 ↓ -81%
Amerihealth Amerihealth Caritas Medicare (NY) $550.27 ↑ +33%
Amerihealth Amerihealth Caritas D-SNP Medicare $550.27 ↑ +33%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $691.77 ↑ +67%
Highmark Highmark Together Blue $696.23 ↑ +68%
Highmark Highmark Connect Blue $736.49 ↑ +78%
Highmark Highmark Blue High Performance $736.49 ↑ +78%
Highmark Highmark Community Blue $736.49 ↑ +78%
Highmark Highmark Indemnity $736.49 ↑ +78%
Highmark Highmark Managed Care $736.49 ↑ +78%
Highmark Highmark My Blue Access $736.49 ↑ +78%
Highmark Highmark My Direct Blue $736.49 ↑ +78%
Highmark Highmark Performance Blue $736.49 ↑ +78%
Highmark Highmark Social Mission Indemnity $736.49 ↑ +78%
Highmark Highmark Social Mission Managed Care $736.49 ↑ +78%
Geisinger Geisinger CHIP $759.90 ↑ +84%
United Healthcare United Healthcare Medicaid $759.90 ↑ +84%
Geisinger Geisinger Medicaid HC $759.90 ↑ +84%
Amerihealth Amerihealth Caritas CHC Medicaid $759.90 ↑ +84%
Amerihealth Amerihealth Caritas HC Medicaid $759.90 ↑ +84%
Cigna Cigna Commercial $1,058.95 ↑ +156%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +181%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +187%
United Healthcare United Healthcare Navigate Nexus Commercial $1,214.26 ↑ +193%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +200%
United Healthcare United Healthcare Of OH Medicaid $1,280.19 ↑ +209%
United Healthcare United Healthcare Commercial $1,280.19 ↑ +209%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +209%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +209%
Highmark Highmark Complete Blue Medicare $3,115.89 ↑ +653%
Highmark Highmark Community Blue Medicare PPO $3,115.89 ↑ +653%
Highmark Highmark Freedom Blue $3,149.76 ↑ +661%
Martin's Point Martin's Point $3,386.84 ↑ +718%
Life Pittsburgh Life Pittsburgh Medicare $3,386.84 ↑ +718%
American Health Plans American Health Plans Medicare $3,386.84 ↑ +718%
Devoted Medicare Devoted Health Medicare Advantage $3,488.44 ↑ +743%
Aetna Aetna Medicare $3,522.31 ↑ +751%
Highmark Highmark Together Blue Medicare $3,522.31 ↑ +751%
Highmark Highmark Security Blue $3,522.31 ↑ +751%
Highmark Highmark Community Blue Medicare HMO $3,522.31 ↑ +751%
Amerihealth Amerihealth Medicare New York $3,556.18 ↑ +759%
Humana Humana Commercial $3,590.05 ↑ +768%
United Healthcare United Healthcare Medicare I-SNP $3,623.91 ↑ +776%
United Healthcare United Healthcare Medicare D-SNP $3,657.78 ↑ +784%
Molina Molina Ohio $3,691.65 ↑ +792%
Highmark Highmark Performance Blue Enhanced $4,933.26 ↑ +1092%
Aetna Aetna Commercial $6,502.72 ↑ +1471%

Visitor-reported prices

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Exc im tumor/back/flank/ < 5 cm 21932 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $3,386.84 $408.04 – $7,251.82
Kings County Hospital Center Brooklyn $3,386.84 $408.04 – $7,251.82
Lincoln Medical Center Bronx $3,386.84 $795.43 – $7,251.82
Metropolitan Hospital Center New York $3,386.84 $795.43 – $7,251.82
Queens Hospital Center Jamaica $3,386.84 $408.04 – $7,251.82
Woodhull Medical Center Brooklyn $3,386.84 $408.04 – $7,251.82
South Brooklyn Health Brooklyn $3,386.84 $795.43 – $7,251.82
North Central Bronx Bronx $3,386.84 $795.43 – $7,251.82

All New-york hospitals for this procedure →