Exc feenl mal+mrg 0.6-1 11641 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$95.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$436.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.66 with Univera vs $1,598.59 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $12.66 ↓ -87%
Univera Univera Healthy New York $12.66 ↓ -87%
Univera Univera Medicare $15.37 ↓ -84%
Univera Univera Commercial $16.70 ↓ -83%
Amerihealth Amerihealth Medicaid HC $21.18 ↓ -78%
Amerihealth Amerihealth Medicaid CHC $21.18 ↓ -78%
Amerihealth Amerihealth Caritas Medicare (NY) $97.65 ↑ +2%
Amerihealth Amerihealth Caritas D-SNP Medicare $97.65 ↑ +2%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $122.76 ↑ +28%
United Healthcare United Healthcare Medicaid $134.85 ↑ +41%
Amerihealth Amerihealth Caritas CHC Medicaid $134.85 ↑ +41%
Geisinger Geisinger CHIP $134.85 ↑ +41%
Geisinger Geisinger Medicaid HC $134.85 ↑ +41%
Amerihealth Amerihealth Caritas HC Medicaid $134.85 ↑ +41%
Highmark Highmark Community Blue Medicare $135.03 ↑ +41%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $139.50 ↑ +45%
Jefferson Health Plans Jefferson Health Plans $142.29 ↑ +48%
Life Pittsburgh Life Pittsburgh Medicare $145.19 ↑ +51%
Highmark Highmark Security Blue $149.55 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $153.90 ↑ +60%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $153.90 ↑ +60%
Highmark Highmark Together Blue $154.34 ↑ +61%
American Health Plans American Health Plans Medicare $159.71 ↑ +67%
Highmark Highmark My Blue Access $163.26 ↑ +70%
Highmark Highmark My Direct Blue $163.26 ↑ +70%
Highmark Highmark Performance Blue $163.26 ↑ +70%
Highmark Highmark Connect Blue $163.26 ↑ +70%
Highmark Highmark Blue High Performance $163.26 ↑ +70%
Highmark Highmark Managed Care $163.26 ↑ +70%
Highmark Highmark Social Mission Indemnity $163.26 ↑ +70%
Highmark Highmark Social Mission Managed Care $163.26 ↑ +70%
Highmark Highmark Indemnity $163.26 ↑ +70%
Highmark Highmark Community Blue $163.26 ↑ +70%
Cigna Cigna Commercial $245.82 ↑ +156%
United Healthcare United Healthcare Navigate Nexus Commercial $280.93 ↑ +193%
United Healthcare United Healthcare Commercial $296.18 ↑ +209%
United Healthcare United Healthcare Of OH Medicaid $296.18 ↑ +209%
Martin's Point Martin's Point $548.10 ↑ +471%
Highmark Highmark Complete Blue Medicare $765.99 ↑ +699%
Highmark Highmark Community Blue Medicare PPO $765.99 ↑ +699%
Highmark Highmark Freedom Blue $774.32 ↑ +707%
Aetna Aetna Medicare $865.90 ↑ +803%
Highmark Highmark Together Blue Medicare $865.90 ↑ +803%
Highmark Highmark Community Blue Medicare HMO $865.90 ↑ +803%
Amerihealth Amerihealth Medicare New York $874.23 ↑ +811%
Humana Humana Commercial $882.56 ↑ +820%
United Healthcare United Healthcare Medicare I-SNP $890.88 ↑ +829%
United Healthcare United Healthcare Medicare D-SNP $899.21 ↑ +837%
Molina Molina Ohio $907.53 ↑ +846%
Highmark Highmark Performance Blue Enhanced $1,212.77 ↑ +1164%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +1194%
Aetna Aetna Commercial $1,598.59 ↑ +1567%

Visitor-reported prices

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Exc feenl mal+mrg 0.6-1 11641 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $832.60 $0.01 – $1,325.93
Kings County Hospital Center Brooklyn $832.60 $0.01 – $1,325.93
Lincoln Medical Center Bronx $832.60 $0.01 – $998.86
Metropolitan Hospital Center New York $832.60 $0.01 – $998.86
Queens Hospital Center Jamaica $832.60 $0.01 – $1,325.93
Woodhull Medical Center Brooklyn $832.60 $0.01 – $1,325.93
South Brooklyn Health Brooklyn $832.60 $0.01 – $998.86
North Central Bronx Bronx $832.60 $0.01 – $1,325.93

All New-york hospitals for this procedure →