Exc ben+marg excep skin tag tal 0.6-1cm 11401 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$65.12

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$296.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.65 with Univera vs $921.60 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $8.65 ↓ -87%
Univera Univera Essential Plan $8.65 ↓ -87%
Univera Univera Medicare $10.51 ↓ -84%
Univera Univera Commercial $11.41 ↓ -82%
Amerihealth Amerihealth Medicaid HC $17.00 ↓ -74%
Amerihealth Amerihealth Medicaid CHC $17.00 ↓ -74%
Amerihealth Amerihealth Caritas Medicare (NY) $48.83 ↓ -25%
Amerihealth Amerihealth Caritas D-SNP Medicare $48.83 ↓ -25%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $61.38 ↓ -6%
Geisinger Geisinger Medicaid HC $67.43 ↑ +4%
Amerihealth Amerihealth Caritas CHC Medicaid $67.43 ↑ +4%
Amerihealth Amerihealth Caritas HC Medicaid $67.43 ↑ +4%
United Healthcare United Healthcare Medicaid $67.43 ↑ +4%
Geisinger Geisinger CHIP $67.43 ↑ +4%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $69.75 ↑ +7%
Jefferson Health Plans Jefferson Health Plans $71.14 ↑ +9%
Highmark Highmark Community Blue Medicare $91.86 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $98.77 ↑ +52%
Highmark Highmark Security Blue $101.73 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $104.70 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $104.70 ↑ +61%
Highmark Highmark Together Blue $105.66 ↑ +62%
American Health Plans American Health Plans Medicare $108.65 ↑ +67%
Highmark Highmark My Blue Access $111.76 ↑ +72%
Highmark Highmark My Direct Blue $111.76 ↑ +72%
Highmark Highmark Performance Blue $111.76 ↑ +72%
Highmark Highmark Connect Blue $111.76 ↑ +72%
Highmark Highmark Blue High Performance $111.76 ↑ +72%
Highmark Highmark Managed Care $111.76 ↑ +72%
Highmark Highmark Social Mission Indemnity $111.76 ↑ +72%
Highmark Highmark Social Mission Managed Care $111.76 ↑ +72%
Highmark Highmark Indemnity $111.76 ↑ +72%
Highmark Highmark Community Blue $111.76 ↑ +72%
Cigna Cigna Commercial $167.45 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $186.15 ↑ +186%
United Healthcare United Healthcare Commercial $196.26 ↑ +201%
United Healthcare United Healthcare Of OH Medicaid $196.26 ↑ +201%
Highmark Highmark Complete Blue Medicare $434.96 ↑ +568%
Highmark Highmark Community Blue Medicare PPO $434.96 ↑ +568%
Highmark Highmark Freedom Blue $439.69 ↑ +575%
Martin's Point Martin's Point $450.60 ↑ +592%
Aetna Aetna Medicare $491.70 ↑ +655%
Highmark Highmark Together Blue Medicare $491.70 ↑ +655%
Highmark Highmark Community Blue Medicare HMO $491.70 ↑ +655%
Amerihealth Amerihealth Medicare New York $496.43 ↑ +662%
Humana Humana Commercial $501.16 ↑ +670%
United Healthcare United Healthcare Medicare I-SNP $505.88 ↑ +677%
United Healthcare United Healthcare Medicare D-SNP $510.61 ↑ +684%
Molina Molina Ohio $515.34 ↑ +691%
Highmark Highmark Performance Blue Enhanced $688.66 ↑ +958%
Aetna Aetna Commercial $907.75 ↑ +1294%
United Healthcare United Healthcare CHIP $921.60 ↑ +1315%

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Exc ben+marg excep skin tag tal 0.6-1cm 11401 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $472.79 $0.01 – $761.17
Kings County Hospital Center Brooklyn $472.79 $0.01 – $761.17
Lincoln Medical Center Bronx $472.79 $0.01 – $645.00
Metropolitan Hospital Center New York $472.79 $0.01 – $645.00
Queens Hospital Center Jamaica $472.79 $0.01 – $761.17
Woodhull Medical Center Brooklyn $472.79 $0.01 – $761.17
South Brooklyn Health Brooklyn $472.79 $0.01 – $645.00
North Central Bronx Bronx $472.79 $0.01 – $761.17

All New-york hospitals for this procedure →