Exc ben+marg excep skin tag snhfg 0.6-1cm 11421 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$67.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$306.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.94 with Univera vs $1,598.59 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $8.94 ↓ -87%
Univera Univera Essential Plan $8.94 ↓ -87%
Univera Univera Medicare $10.86 ↓ -84%
Univera Univera Commercial $11.80 ↓ -82%
Amerihealth Amerihealth Medicaid HC $14.47 ↓ -79%
Amerihealth Amerihealth Medicaid CHC $14.47 ↓ -79%
Amerihealth Amerihealth Caritas Medicare (NY) $44.63 ↓ -34%
Amerihealth Amerihealth Caritas D-SNP Medicare $44.63 ↓ -34%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $56.10 ↓ -17%
Geisinger Geisinger Medicaid HC $61.63 ↓ -8%
Amerihealth Amerihealth Caritas CHC Medicaid $61.63 ↓ -8%
Amerihealth Amerihealth Caritas HC Medicaid $61.63 ↓ -8%
United Healthcare United Healthcare Medicaid $61.63 ↓ -8%
Geisinger Geisinger CHIP $61.63 ↓ -8%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $63.75 ↓ -5%
Jefferson Health Plans Jefferson Health Plans $65.03 ↓ -3%
Highmark Highmark Community Blue Medicare $94.99 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $102.14 ↑ +52%
Highmark Highmark Security Blue $105.20 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $108.27 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $108.27 ↑ +61%
Highmark Highmark Together Blue $108.97 ↑ +62%
American Health Plans American Health Plans Medicare $112.35 ↑ +67%
Highmark Highmark My Blue Access $115.27 ↑ +71%
Highmark Highmark My Direct Blue $115.27 ↑ +71%
Highmark Highmark Performance Blue $115.27 ↑ +71%
Highmark Highmark Connect Blue $115.27 ↑ +71%
Highmark Highmark Blue High Performance $115.27 ↑ +71%
Highmark Highmark Managed Care $115.27 ↑ +71%
Highmark Highmark Social Mission Indemnity $115.27 ↑ +71%
Highmark Highmark Social Mission Managed Care $115.27 ↑ +71%
Highmark Highmark Indemnity $115.27 ↑ +71%
Highmark Highmark Community Blue $115.27 ↑ +71%
Cigna Cigna Commercial $173.30 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $197.36 ↑ +193%
United Healthcare United Healthcare Commercial $208.07 ↑ +209%
United Healthcare United Healthcare Of OH Medicaid $208.07 ↑ +209%
Martin's Point Martin's Point $367.50 ↑ +446%
Highmark Highmark Complete Blue Medicare $765.99 ↑ +1038%
Highmark Highmark Community Blue Medicare PPO $765.99 ↑ +1038%
Highmark Highmark Freedom Blue $774.32 ↑ +1050%
Aetna Aetna Medicare $865.90 ↑ +1186%
Highmark Highmark Together Blue Medicare $865.90 ↑ +1186%
Highmark Highmark Community Blue Medicare HMO $865.90 ↑ +1186%
Amerihealth Amerihealth Medicare New York $874.23 ↑ +1199%
Humana Humana Commercial $882.56 ↑ +1211%
United Healthcare United Healthcare Medicare I-SNP $890.88 ↑ +1223%
United Healthcare United Healthcare Medicare D-SNP $899.21 ↑ +1236%
Molina Molina Ohio $907.53 ↑ +1248%
United Healthcare United Healthcare CHIP $1,084.80 ↑ +1511%
Highmark Highmark Performance Blue Enhanced $1,212.77 ↑ +1702%
Aetna Aetna Commercial $1,598.59 ↑ +2275%

Visitor-reported prices

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Exc ben+marg excep skin tag snhfg 0.6-1cm 11421 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $832.60 $0.01 – $1,325.93
Harlem Hospital Center New York $832.60 $0.01 – $998.86
Kings County Hospital Center Brooklyn $832.60 $0.01 – $1,325.93
Lincoln Medical Center Bronx $832.60 $0.01 – $998.86
Metropolitan Hospital Center New York $832.60 $0.01 – $998.86
Queens Hospital Center Jamaica $832.60 $0.01 – $1,325.93
Woodhull Medical Center Brooklyn $832.60 $0.01 – $1,325.93
South Brooklyn Health Brooklyn $832.60 $0.01 – $998.86

All New-york hospitals for this procedure →