Established Patient Office Visit (level 5) at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$528.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$677.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.80 with United Healthcare vs $382.02 with Martin's Point — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare United Healthcare Medicaid $20.80 ↓ -96%
United Healthcare United Healthcare CHIP $20.80 ↓ -96%
Carelon Carelon Lawrence County $62.44 ↓ -88%
Carelon Carelon Westmoreland County $62.44 ↓ -88%
Carelon Carelon Butler County $62.44 ↓ -88%
Carelon Carelon Indiana County $62.44 ↓ -88%
Carelon Carelon Washington County $62.44 ↓ -88%
Carelon Carelon Armstrong County $62.44 ↓ -88%
Carelon Carelon Beaver County $62.44 ↓ -88%
Amerihealth Amerihealth Caritas Medicare (NY) $81.95 ↓ -84%
Amerihealth Amerihealth Caritas D-SNP Medicare $81.95 ↓ -84%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $103.03 ↓ -80%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center Commercial (BHS) $110.00 ↓ -79%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center for You Advantage (SNP) $110.00 ↓ -79%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center Kids (CHIP) $110.00 ↓ -79%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Allegheny (HCAL) $110.00 ↓ -79%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Erie (HCER) $110.00 ↓ -79%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Northcentral (HCNC) $110.00 ↓ -79%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center For Life (LIFE) $110.00 ↓ -79%
Geisinger Geisinger CHIP $113.17 ↓ -79%
Amerihealth Amerihealth Caritas HC Medicaid $113.17 ↓ -79%
Amerihealth Amerihealth Caritas CHC Medicaid $113.17 ↓ -79%
Geisinger Geisinger Medicaid HC $113.17 ↓ -79%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $117.07 ↓ -78%
Jefferson Health Plans Jefferson Health Plans $119.42 ↓ -77%
Univera Univera Healthy New York $121.35 ↓ -77%
Univera Univera Essential Plan $121.35 ↓ -77%
Highmark Highmark Community Blue Medicare $124.76 ↓ -76%
Univera Univera Medicare $127.59 ↓ -76%
Amerihealth Amerihealth Medicaid HC $128.78 ↓ -76%
Amerihealth Amerihealth Medicaid CHC $128.78 ↓ -76%
Life Pittsburgh Life Pittsburgh Medicare $134.15 ↓ -75%
Highmark Highmark Security Blue $138.17 ↓ -74%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $142.20 ↓ -73%
Devoted Medicare Devoted Health Medicare Advantage $142.20 ↓ -73%
Highmark Highmark Together Blue $144.76 ↓ -73%
American Health Plans American Health Plans Medicare $147.57 ↓ -72%
Univera Univera Commercial $147.89 ↓ -72%
Highmark Highmark Managed Care $153.13 ↓ -71%
Highmark Highmark Community Blue $153.13 ↓ -71%
Highmark Highmark Blue High Performance $153.13 ↓ -71%
Highmark Highmark Connect Blue $153.13 ↓ -71%
Highmark Highmark My Blue Access $153.13 ↓ -71%
Highmark Highmark My Direct Blue $153.13 ↓ -71%
Highmark Highmark Performance Blue $153.13 ↓ -71%
Highmark Highmark Social Mission Indemnity $153.13 ↓ -71%
Highmark Highmark Social Mission Managed Care $153.13 ↓ -71%
Highmark Highmark Indemnity $153.13 ↓ -71%
United Healthcare United Healthcare Navigate Nexus Commercial $201.15 ↓ -62%
United Healthcare United Healthcare Of OH Medicaid $212.07 ↓ -60%
United Healthcare United Healthcare Commercial $212.07 ↓ -60%
Cigna Cigna Commercial $229.52 ↓ -57%
Martin's Point Martin's Point $382.02 ↓ -28%

Visitor-reported prices

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Established Patient Office Visit (level 5) at other New-york hospitals

Hospital City Cash price Negotiated range
UPMC Chautauqua Jamestown $165.60 $61.00 – $248.40
NewYork-Presbyterian Queens Flushing $1,014.00 $1,233.47 – $1,293.72
NewYork-Presbyterian Columbia University Irving Medical Center New York $715.00 $1,253.55 – $1,253.55
Rochester General Hospital Rochester $487.32 $72.00 – $130.69
Clifton Springs Hospital and Clinic Clifton Springs $487.32 $73.75 – $178.40
Gouverneur Hospital Gouverneur $472.92 $64.50 – $199.00
Massena Hospital Massena $475.42 $64.50 – $199.00
Canton-Potsdam Hospital Potsdam $482.21 $110.02 – $199.00

All New-york hospitals for this procedure →