Esrd home pt serv p mo <2yrs at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$372.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,692.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$496.04 with Univera vs $1,041.59 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $496.04 ↑ +33%
Univera Univera Essential Plan $496.04 ↑ +33%
United Healthcare United Healthcare CHIP $577.58 ↑ +55%
United Healthcare United Healthcare Medicaid $577.58 ↑ +55%
Univera Univera Medicare $606.50 ↑ +63%
Univera Univera Commercial $649.74 ↑ +75%
Highmark Highmark Together Blue $744.59 ↑ +100%
Highmark Highmark My Direct Blue $787.64 ↑ +112%
Highmark Highmark Performance Blue $787.64 ↑ +112%
Highmark Highmark Social Mission Indemnity $787.64 ↑ +112%
Highmark Highmark Social Mission Managed Care $787.64 ↑ +112%
Highmark Highmark Blue High Performance $787.64 ↑ +112%
Highmark Highmark Community Blue $787.64 ↑ +112%
Highmark Highmark Connect Blue $787.64 ↑ +112%
Highmark Highmark Indemnity $787.64 ↑ +112%
Highmark Highmark Managed Care $787.64 ↑ +112%
Highmark Highmark My Blue Access $787.64 ↑ +112%
Cigna Cigna Commercial $964.39 ↑ +159%
United Healthcare United Healthcare Navigate Nexus Commercial $987.95 ↑ +165%
United Healthcare United Healthcare Of OH Medicaid $1,041.59 ↑ +180%
United Healthcare United Healthcare Commercial $1,041.59 ↑ +180%

Visitor-reported prices

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Esrd home pt serv p mo <2yrs at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 not published $337.96 – $1,726.65
Harlem Hospital Center New York not published $612.00 – $1,720.48
Kings County Hospital Center Brooklyn not published $337.96 – $1,720.48
Lincoln Medical Center Bronx not published $612.00 – $1,726.65
Metropolitan Hospital Center New York not published $612.00 – $1,720.48
Queens Hospital Center Jamaica not published $337.96 – $1,732.81
Woodhull Medical Center Brooklyn not published $337.96 – $1,720.48
South Brooklyn Health Brooklyn not published $612.00 – $1,720.48

All New-york hospitals for this procedure →