Ercp lesion ablate w/dilate 43278 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$262.68

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,194.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$347.68 with Univera vs $8,644.09 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $347.68 ↑ +32%
Univera Univera Essential Plan $347.68 ↑ +32%
Amerihealth Amerihealth Caritas D-SNP Medicare $387.16 ↑ +47%
Amerihealth Amerihealth Caritas Medicare (NY) $387.16 ↑ +47%
Univera Univera Medicare $436.38 ↑ +66%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $486.71 ↑ +85%
Univera Univera Commercial $511.30 ↑ +95%
Highmark Highmark Together Blue $515.22 ↑ +96%
Geisinger Geisinger CHIP $534.64 ↑ +104%
Amerihealth Amerihealth Caritas CHC Medicaid $534.64 ↑ +104%
Amerihealth Amerihealth Caritas HC Medicaid $534.64 ↑ +104%
Geisinger Geisinger Medicaid HC $534.64 ↑ +104%
United Healthcare United Healthcare Medicaid $534.64 ↑ +104%
Highmark Highmark Social Mission Indemnity $545.01 ↑ +107%
Highmark Highmark Managed Care $545.01 ↑ +107%
Highmark Highmark My Blue Access $545.01 ↑ +107%
Highmark Highmark My Direct Blue $545.01 ↑ +107%
Highmark Highmark Performance Blue $545.01 ↑ +107%
Highmark Highmark Community Blue $545.01 ↑ +107%
Highmark Highmark Social Mission Managed Care $545.01 ↑ +107%
Highmark Highmark Blue High Performance $545.01 ↑ +107%
Highmark Highmark Connect Blue $545.01 ↑ +107%
Highmark Highmark Indemnity $545.01 ↑ +107%
Cigna Cigna Commercial $679.98 ↑ +159%
United Healthcare United Healthcare Navigate Nexus Commercial $797.36 ↑ +204%
United Healthcare United Healthcare Commercial $840.65 ↑ +220%
United Healthcare United Healthcare Of OH Medicaid $840.65 ↑ +220%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +343%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +352%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +373%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +387%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +387%
Highmark Highmark Complete Blue Medicare $4,141.96 ↑ +1477%
Highmark Highmark Community Blue Medicare PPO $4,141.96 ↑ +1477%
Highmark Highmark Freedom Blue $4,186.98 ↑ +1494%
Life Pittsburgh Life Pittsburgh Medicare $4,502.13 ↑ +1614%
American Health Plans American Health Plans Medicare $4,502.13 ↑ +1614%
Martin's Point Martin's Point $4,502.13 ↑ +1614%
Devoted Medicare Devoted Health Medicare Advantage $4,637.19 ↑ +1665%
Highmark Highmark Together Blue Medicare $4,682.21 ↑ +1682%
Highmark Highmark Community Blue Medicare HMO $4,682.21 ↑ +1682%
Highmark Highmark Security Blue $4,682.21 ↑ +1682%
Aetna Aetna Medicare $4,682.21 ↑ +1682%
Amerihealth Amerihealth Medicare New York $4,727.24 ↑ +1700%
Humana Humana Commercial $4,772.26 ↑ +1717%
United Healthcare United Healthcare Medicare I-SNP $4,817.28 ↑ +1734%
United Healthcare United Healthcare Medicare D-SNP $4,862.30 ↑ +1751%
Molina Molina Ohio $4,907.32 ↑ +1768%
Highmark Highmark Performance Blue Enhanced $6,557.80 ↑ +2396%
Aetna Aetna Commercial $8,644.09 ↑ +3191%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ercp lesion ablate w/dilate 43278 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $4,502.13 $299.75 – $7,219.09
Kings County Hospital Center Brooklyn $4,502.13 $299.75 – $7,219.09
Lincoln Medical Center Bronx $4,502.13 $481.94 – $5,627.66
Metropolitan Hospital Center New York $4,502.13 $481.94 – $5,627.66
Queens Hospital Center Jamaica $4,502.13 $299.75 – $7,219.09
Woodhull Medical Center Brooklyn $4,502.13 $299.75 – $7,219.09
South Brooklyn Health Brooklyn $4,502.13 $481.94 – $5,627.66
North Central Bronx Bronx $4,502.13 $481.94 – $7,219.09

All New-york hospitals for this procedure →