Endo cath bile duct s&i at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$16.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$75.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$18.81 with Univera vs $68.07 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera Essential Plan | $18.81 | ↑ +14% |
| Univera | Univera Healthy New York | $18.81 | ↑ +14% |
| Univera | Univera Medicare | $22.13 | ↑ +34% |
| Amerihealth | Amerihealth Caritas Medicare (NY) | $24.15 | ↑ +46% |
| Amerihealth | Amerihealth Caritas D-SNP Medicare | $24.15 | ↑ +46% |
| Highmark | Highmark Together Blue | $25.97 | ↑ +57% |
| Univera | Univera Commercial | $26.78 | ↑ +62% |
| Highmark | Highmark Performance Blue | $27.47 | ↑ +66% |
| Highmark | Highmark Social Mission Indemnity | $27.47 | ↑ +66% |
| Highmark | Highmark Social Mission Managed Care | $27.47 | ↑ +66% |
| Highmark | Highmark My Direct Blue | $27.47 | ↑ +66% |
| Highmark | Highmark Blue High Performance | $27.47 | ↑ +66% |
| Highmark | Highmark Community Blue | $27.47 | ↑ +66% |
| Highmark | Highmark Connect Blue | $27.47 | ↑ +66% |
| Highmark | Highmark Indemnity | $27.47 | ↑ +66% |
| Highmark | Highmark Managed Care | $27.47 | ↑ +66% |
| Highmark | Highmark My Blue Access | $27.47 | ↑ +66% |
| Pennsylvania Health and Wellness | PA Health and Wellness Medicaid CHC | $30.36 | ↑ +84% |
| Amerihealth | Amerihealth Caritas CHC Medicaid | $33.35 | ↑ +102% |
| United Healthcare | United Healthcare Medicaid | $33.35 | ↑ +102% |
| Geisinger | Geisinger Medicaid HC | $33.35 | ↑ +102% |
| Geisinger | Geisinger CHIP | $33.35 | ↑ +102% |
| Amerihealth | Amerihealth Caritas HC Medicaid | $33.35 | ↑ +102% |
| Cigna | Cigna Commercial | $36.49 | ↑ +121% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $64.57 | ↑ +291% |
| United Healthcare | United Healthcare Commercial | $68.07 | ↑ +313% |
| United Healthcare | United Healthcare Of OH Medicaid | $68.07 | ↑ +313% |
Visitor-reported prices
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Endo cath bile duct s&i at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| NewYork-Presbyterian Hudson Valley Hospital | Cortlandt Manor | $1,949.00 | $352.07 – $512.80 |
| NewYork-Presbyterian Queens | Flushing | $2,819.00 | $161.00 – $1,551.36 |
| NewYork-Presbyterian Columbia University Irving Medical Center | New York | $2,819.00 | $161.00 – $1,625.03 |
| Rochester General Hospital | Rochester | $577.24 | not published |
| Clifton Springs Hospital and Clinic | Clifton Springs | $561.74 | $77.40 – $141.59 |
| The Unity Hospital of Rochester | Rochester | $278.44 | not published |
| Newark Wayne Community Hospital | Newark | $577.24 | not published |
| Bellevue Hospital Center | NY 10016 | not published | $1.00 – $1,193.00 |