Embryo transfer intrauterine at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$368.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,674.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$118.85 with Univera vs $1,978.37 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $118.85 ↓ -68%
Univera Univera Healthy New York $118.85 ↓ -68%
Univera Univera Medicare $149.24 ↓ -59%
Highmark Highmark Together Blue $166.45 ↓ -55%
Univera Univera Commercial $166.81 ↓ -55%
Highmark Highmark Managed Care $177.38 ↓ -52%
Highmark Highmark Social Mission Managed Care $177.38 ↓ -52%
Highmark Highmark Social Mission Indemnity $177.38 ↓ -52%
Highmark Highmark Blue High Performance $177.38 ↓ -52%
Highmark Highmark Community Blue $177.38 ↓ -52%
Highmark Highmark My Blue Access $177.38 ↓ -52%
Highmark Highmark Performance Blue $177.38 ↓ -52%
Highmark Highmark Connect Blue $177.38 ↓ -52%
Highmark Highmark My Direct Blue $177.38 ↓ -52%
Highmark Highmark Indemnity $177.38 ↓ -52%
Cigna Cigna Commercial $233.02 ↓ -37%
United Healthcare United Healthcare Navigate Nexus Commercial $266.49 ↓ -28%
United Healthcare United Healthcare Commercial $280.96 ↓ -24%
United Healthcare United Healthcare Of OH Medicaid $280.96 ↓ -24%
United Healthcare United Healthcare CHIP $686.59 ↑ +86%
United Healthcare United Healthcare Medicaid $686.59 ↑ +86%
Highmark Highmark Complete Blue Medicare $947.97 ↑ +157%
Highmark Highmark Community Blue Medicare PPO $947.97 ↑ +157%
Highmark Highmark Freedom Blue $958.27 ↑ +160%
American Health Plans American Health Plans Medicare $1,030.40 ↑ +180%
Life Pittsburgh Life Pittsburgh Medicare $1,030.40 ↑ +180%
Martin's Point Martin's Point $1,030.40 ↑ +180%
Devoted Medicare Devoted Health Medicare Advantage $1,061.31 ↑ +188%
Highmark Highmark Security Blue $1,071.61 ↑ +191%
Aetna Aetna Medicare $1,071.61 ↑ +191%
Highmark Highmark Community Blue Medicare HMO $1,071.61 ↑ +191%
Highmark Highmark Together Blue Medicare $1,071.61 ↑ +191%
Amerihealth Amerihealth Medicare New York $1,081.92 ↑ +194%
Amerihealth Amerihealth Caritas D-SNP Medicare $1,081.92 ↑ +194%
Humana Humana Commercial $1,092.22 ↑ +197%
United Healthcare United Healthcare Medicare I-SNP $1,102.53 ↑ +199%
United Healthcare United Healthcare Medicare D-SNP $1,112.83 ↑ +202%
Molina Molina Ohio $1,123.13 ↑ +205%
Highmark Highmark Performance Blue Enhanced $1,500.88 ↑ +308%
Aetna Aetna Commercial $1,978.37 ↑ +437%

Visitor-reported prices

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Embryo transfer intrauterine at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $1,030.40 $214.03 – $2,299.47
Kings County Hospital Center Brooklyn $1,030.40 $214.03 – $2,299.47
Lincoln Medical Center Bronx $1,030.40 $214.03 – $2,299.47
Metropolitan Hospital Center New York $1,030.40 $214.03 – $2,299.47
Queens Hospital Center Jamaica $1,030.40 $214.03 – $2,299.47
Woodhull Medical Center Brooklyn $1,030.40 $214.03 – $2,299.47
South Brooklyn Health Brooklyn $1,030.40 $214.03 – $2,299.47
North Central Bronx Bronx $1,030.40 $214.03 – $2,299.47

All New-york hospitals for this procedure →