Electronic analysis with brain program first 15 min 95983 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$29.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$136.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$39.96 with Univera vs $208.55 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $39.96 ↑ +34%
Univera Univera Essential Plan $39.96 ↑ +34%
Highmark Highmark Community Blue Medicare $42.10 ↑ +41%
Amerihealth Amerihealth Caritas D-SNP Medicare $42.86 ↑ +43%
Amerihealth Amerihealth Caritas Medicare (NY) $42.86 ↑ +43%
Life Pittsburgh Life Pittsburgh Medicare $45.27 ↑ +51%
Highmark Highmark Security Blue $46.63 ↑ +56%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $47.99 ↑ +60%
Devoted Medicare Devoted Health Medicare Advantage $47.99 ↑ +60%
American Health Plans American Health Plans Medicare $49.80 ↑ +66%
Univera Univera Medicare $50.21 ↑ +68%
Highmark Highmark Together Blue $51.44 ↑ +72%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $53.88 ↑ +80%
Highmark Highmark Indemnity $54.41 ↑ +82%
Highmark Highmark My Blue Access $54.41 ↑ +82%
Highmark Highmark My Direct Blue $54.41 ↑ +82%
Highmark Highmark Performance Blue $54.41 ↑ +82%
Highmark Highmark Social Mission Indemnity $54.41 ↑ +82%
Highmark Highmark Community Blue $54.41 ↑ +82%
Highmark Highmark Managed Care $54.41 ↑ +82%
Highmark Highmark Blue High Performance $54.41 ↑ +82%
Highmark Highmark Connect Blue $54.41 ↑ +82%
Highmark Highmark Social Mission Managed Care $54.41 ↑ +82%
Univera Univera Commercial $57.15 ↑ +91%
Geisinger Geisinger CHIP $59.19 ↑ +98%
Geisinger Geisinger Medicaid HC $59.19 ↑ +98%
Amerihealth Amerihealth Caritas CHC Medicaid $59.19 ↑ +98%
Amerihealth Amerihealth Caritas HC Medicaid $59.19 ↑ +98%
United Healthcare United Healthcare Medicaid $59.19 ↑ +98%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $61.23 ↑ +105%
Jefferson Health Plans Jefferson Health Plans $62.45 ↑ +109%
United Healthcare United Healthcare CHIP $65.31 ↑ +118%
Amerihealth Amerihealth Medicaid HC $67.35 ↑ +125%
Amerihealth Amerihealth Medicaid CHC $67.35 ↑ +125%
Cigna Cigna Commercial $77.94 ↑ +160%
United Healthcare United Healthcare Navigate Nexus Commercial $91.77 ↑ +207%
United Healthcare United Healthcare Commercial $96.75 ↑ +223%
United Healthcare United Healthcare Of OH Medicaid $96.75 ↑ +223%
Highmark Highmark Community Blue Medicare PPO $99.93 ↑ +234%
Highmark Highmark Complete Blue Medicare $99.93 ↑ +234%
Highmark Highmark Freedom Blue $101.02 ↑ +238%
Martin's Point Martin's Point $108.62 ↑ +263%
Highmark Highmark Together Blue Medicare $112.97 ↑ +278%
Aetna Aetna Medicare $112.97 ↑ +278%
Highmark Highmark Community Blue Medicare HMO $112.97 ↑ +278%
Amerihealth Amerihealth Medicare New York $114.05 ↑ +281%
Humana Humana Commercial $115.14 ↑ +285%
United Healthcare United Healthcare Medicare I-SNP $116.22 ↑ +288%
United Healthcare United Healthcare Medicare D-SNP $117.31 ↑ +292%
Molina Molina Ohio $118.40 ↑ +296%
Highmark Highmark Performance Blue Enhanced $158.22 ↑ +429%
Aetna Aetna Commercial $208.55 ↑ +597%

Visitor-reported prices

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Electronic analysis with brain program first 15 min 95983 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $108.62 $33.11 – $178.01
Harlem Hospital Center New York $108.62 $52.98 – $178.01
Kings County Hospital Center Brooklyn $108.62 $33.11 – $178.01
Lincoln Medical Center Bronx $108.62 $54.15 – $178.01
Metropolitan Hospital Center New York $108.62 $54.15 – $178.01
Queens Hospital Center Jamaica $108.62 $33.11 – $178.01
Woodhull Medical Center Brooklyn $108.62 $33.11 – $178.01
South Brooklyn Health Brooklyn $108.62 $54.15 – $178.01

All New-york hospitals for this procedure →