Elbow stump activated lock h at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,601.76 with United Healthcare vs $6,445.64 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare United Healthcare Navigate Nexus Commercial $1,601.76 —
United Healthcare United Healthcare Commercial $1,684.43 —
United Healthcare United Healthcare Of OH Medicaid $1,684.43 —
Highmark Highmark Together Blue $2,257.60 —
Univera Univera Healthy New York $2,309.12 —
Univera Univera Essential Plan $2,309.12 —
Univera Univera Medicare $2,309.12 —
Univera Univera Commercial $2,309.12 —
United Healthcare United Healthcare CHIP $2,562.85 —
United Healthcare United Healthcare Medicaid $2,562.85 —
Highmark Highmark Indemnity $2,563.34 —
Highmark Highmark Blue High Performance $2,563.34 —
Highmark Highmark Community Blue $2,563.34 —
Highmark Highmark Connect Blue $2,563.34 —
Highmark Highmark Managed Care $2,563.34 —
Highmark Highmark My Blue Access $2,563.34 —
Highmark Highmark My Direct Blue $2,563.34 —
Highmark Highmark Performance Blue $2,563.34 —
Highmark Highmark Social Mission Indemnity $2,563.34 —
Highmark Highmark Social Mission Managed Care $2,563.34 —
Highmark Highmark Community Blue Medicare PPO $2,858.51 —
Highmark Highmark Complete Blue Medicare $2,858.51 —
Highmark Highmark Freedom Blue $2,889.58 —
American Health Plans American Health Plans Medicare $3,107.08 —
Martin's Point Martin's Point $3,107.08 —
Life Pittsburgh Life Pittsburgh Medicare $3,107.08 —
Devoted Medicare Devoted Health Medicare Advantage $3,200.29 —
Highmark Highmark Security Blue $3,231.36 —
Aetna Aetna Medicare $3,231.36 —
Highmark Highmark Community Blue Medicare HMO $3,231.36 —
Highmark Highmark Together Blue Medicare $3,231.36 —
Amerihealth Amerihealth Medicare New York $3,262.43 —
Amerihealth Amerihealth Caritas D-SNP Medicare $3,262.43 —
Humana Humana Commercial $3,293.50 —
United Healthcare United Healthcare Medicare I-SNP $3,324.58 —
United Healthcare United Healthcare Medicare D-SNP $3,355.65 —
Molina Molina Ohio $3,386.72 —
Aetna Aetna Commercial $5,965.59 —
Highmark Highmark Performance Blue Enhanced $6,445.64 —

Visitor-reported prices

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Elbow stump activated lock h at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 not published $2,172.87 – $4,423.44
Harlem Hospital Center New York not published $2,908.31 – $4,423.44
Kings County Hospital Center Brooklyn not published $2,908.31 – $4,423.44
Lincoln Medical Center Bronx not published $2,908.31 – $4,423.44
Metropolitan Hospital Center New York not published $2,908.31 – $4,423.44
Queens Hospital Center Jamaica not published $2,908.31 – $4,423.44
Woodhull Medical Center Brooklyn not published $2,908.31 – $4,423.44
South Brooklyn Health Brooklyn not published $2,908.31 – $4,423.44

All New-york hospitals for this procedure →