Egd/insert intraluminal tube/cath 43241 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$86.90

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$395.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$114.61 with Univera vs $4,310.06 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $114.61 ↑ +32%
Univera Univera Essential Plan $114.61 ↑ +32%
Amerihealth Amerihealth Caritas Medicare (NY) $141.79 ↑ +63%
Amerihealth Amerihealth Caritas D-SNP Medicare $141.79 ↑ +63%
Univera Univera Medicare $143.85 ↑ +66%
Univera Univera Commercial $168.55 ↑ +94%
Highmark Highmark Together Blue $170.26 ↑ +96%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $178.25 ↑ +105%
Highmark Highmark Connect Blue $180.10 ↑ +107%
Highmark Highmark Blue High Performance $180.10 ↑ +107%
Highmark Highmark Community Blue $180.10 ↑ +107%
Highmark Highmark Indemnity $180.10 ↑ +107%
Highmark Highmark Managed Care $180.10 ↑ +107%
Highmark Highmark My Blue Access $180.10 ↑ +107%
Highmark Highmark My Direct Blue $180.10 ↑ +107%
Highmark Highmark Performance Blue $180.10 ↑ +107%
Highmark Highmark Social Mission Indemnity $180.10 ↑ +107%
Highmark Highmark Social Mission Managed Care $180.10 ↑ +107%
Amerihealth Amerihealth Caritas HC Medicaid $195.81 ↑ +125%
United Healthcare United Healthcare Medicaid $195.81 ↑ +125%
Geisinger Geisinger Medicaid HC $195.81 ↑ +125%
Geisinger Geisinger CHIP $195.81 ↑ +125%
Amerihealth Amerihealth Caritas CHC Medicaid $195.81 ↑ +125%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $202.56 ↑ +133%
Jefferson Health Plans Jefferson Health Plans $206.61 ↑ +138%
Amerihealth Amerihealth Medicaid CHC $222.82 ↑ +156%
Amerihealth Amerihealth Medicaid HC $222.82 ↑ +156%
Cigna Cigna Commercial $224.19 ↑ +158%
United Healthcare United Healthcare Navigate Nexus Commercial $260.28 ↑ +200%
United Healthcare United Healthcare Commercial $274.41 ↑ +216%
United Healthcare United Healthcare Of OH Medicaid $274.41 ↑ +216%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +1329%
Highmark Highmark Complete Blue Medicare $2,065.24 ↑ +2277%
Highmark Highmark Community Blue Medicare PPO $2,065.24 ↑ +2277%
Highmark Highmark Freedom Blue $2,087.68 ↑ +2302%
Martin's Point Martin's Point $2,244.82 ↑ +2483%
Life Pittsburgh Life Pittsburgh Medicare $2,244.82 ↑ +2483%
American Health Plans American Health Plans Medicare $2,244.82 ↑ +2483%
Devoted Medicare Devoted Health Medicare Advantage $2,312.17 ↑ +2561%
Aetna Aetna Medicare $2,334.61 ↑ +2587%
Highmark Highmark Together Blue Medicare $2,334.61 ↑ +2587%
Highmark Highmark Security Blue $2,334.61 ↑ +2587%
Highmark Highmark Community Blue Medicare HMO $2,334.61 ↑ +2587%
Amerihealth Amerihealth Medicare New York $2,357.06 ↑ +2612%
Humana Humana Commercial $2,379.51 ↑ +2638%
United Healthcare United Healthcare Medicare I-SNP $2,401.96 ↑ +2664%
United Healthcare United Healthcare Medicare D-SNP $2,424.41 ↑ +2690%
Molina Molina Ohio $2,446.86 ↑ +2716%
Highmark Highmark Performance Blue Enhanced $3,269.81 ↑ +3663%
Aetna Aetna Commercial $4,310.06 ↑ +4860%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Egd/insert intraluminal tube/cath 43241 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $2,244.82 $0.01 – $3,593.01
Harlem Hospital Center New York $2,244.82 $0.01 – $2,706.74
Kings County Hospital Center Brooklyn $2,244.82 $0.01 – $3,593.01
Lincoln Medical Center Bronx $2,244.82 $0.01 – $2,706.74
Metropolitan Hospital Center New York $2,244.82 $0.01 – $2,706.74
UPMC Chautauqua Jamestown $979.80 $118.59 – $2,387.31
Queens Hospital Center Jamaica $2,244.82 $0.01 – $3,593.01
Woodhull Medical Center Brooklyn $2,244.82 $0.01 – $3,593.01

All New-york hospitals for this procedure →