Echo tee guidance at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$136.62

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$621.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$181.38 with Univera vs $444.10 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $181.38 ↑ +33%
Univera Univera Essential Plan $181.38 ↑ +33%
Amerihealth Amerihealth Caritas Medicare (NY) $189.90 ↑ +39%
Amerihealth Amerihealth Caritas D-SNP Medicare $189.90 ↑ +39%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $238.74 ↑ +75%
Univera Univera Medicare $241.13 ↑ +76%
Amerihealth Amerihealth Caritas CHC Medicaid $262.25 ↑ +92%
Amerihealth Amerihealth Caritas HC Medicaid $262.25 ↑ +92%
Geisinger Geisinger CHIP $262.25 ↑ +92%
Geisinger Geisinger Medicaid HC $262.25 ↑ +92%
United Healthcare United Healthcare Medicaid $262.25 ↑ +92%
Highmark Highmark Together Blue $267.67 ↑ +96%
Highmark Highmark My Blue Access $283.15 ↑ +107%
Highmark Highmark My Direct Blue $283.15 ↑ +107%
Highmark Highmark Performance Blue $283.15 ↑ +107%
Highmark Highmark Social Mission Indemnity $283.15 ↑ +107%
Highmark Highmark Social Mission Managed Care $283.15 ↑ +107%
Highmark Highmark Connect Blue $283.15 ↑ +107%
Highmark Highmark Managed Care $283.15 ↑ +107%
Highmark Highmark Community Blue $283.15 ↑ +107%
Highmark Highmark Blue High Performance $283.15 ↑ +107%
Highmark Highmark Indemnity $283.15 ↑ +107%
United Healthcare United Healthcare CHIP $289.38 ↑ +112%
Univera Univera Commercial $307.07 ↑ +125%
Cigna Cigna Commercial $353.50 ↑ +159%
United Healthcare United Healthcare Navigate Nexus Commercial $421.23 ↑ +208%
United Healthcare United Healthcare Of OH Medicaid $444.10 ↑ +225%
United Healthcare United Healthcare Commercial $444.10 ↑ +225%

Visitor-reported prices

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Echo tee guidance at other New-york hospitals

Hospital City Cash price Negotiated range
NewYork-Presbyterian Queens Flushing $3,653.00 $256.00 – $2,535.22
NewYork-Presbyterian Columbia University Irving Medical Center New York $3,653.00 $256.00 – $2,463.03
Rochester General Hospital Rochester $1,413.99 not published
Clifton Springs Hospital and Clinic Clifton Springs $1,413.99 $161.02 – $298.10
The Unity Hospital of Rochester Rochester $1,740.30 not published
Newark Wayne Community Hospital Newark $1,413.99 $187.23 – $390.13
Bellevue Hospital Center NY 10016 not published $0.01 – $725.40
Harlem Hospital Center New York not published $0.01 – $722.81

All New-york hospitals for this procedure →