Dstr mal ls f/e/e/n/l/m3.1-4 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$122.98

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$559.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.00 with Amerihealth vs $1,390.79 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Medicaid HC $3.00 ↓ -98%
Amerihealth Amerihealth Medicaid CHC $3.00 ↓ -98%
Univera Univera Essential Plan $16.18 ↓ -87%
Univera Univera Healthy New York $16.18 ↓ -87%
Univera Univera Medicare $19.64 ↓ -84%
Univera Univera Commercial $21.34 ↓ -83%
Highmark Highmark Community Blue Medicare $173.17 ↑ +41%
Amerihealth Amerihealth Caritas Medicare (NY) $186.09 ↑ +51%
Amerihealth Amerihealth Caritas D-SNP Medicare $186.09 ↑ +51%
Life Pittsburgh Life Pittsburgh Medicare $186.20 ↑ +51%
Highmark Highmark Security Blue $191.79 ↑ +56%
Highmark Highmark Together Blue $196.41 ↑ +60%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $197.37 ↑ +60%
Devoted Medicare Devoted Health Medicare Advantage $197.37 ↑ +60%
American Health Plans American Health Plans Medicare $204.82 ↑ +67%
Highmark Highmark My Direct Blue $207.76 ↑ +69%
Highmark Highmark Blue High Performance $207.76 ↑ +69%
Highmark Highmark Community Blue $207.76 ↑ +69%
Highmark Highmark Connect Blue $207.76 ↑ +69%
Highmark Highmark Indemnity $207.76 ↑ +69%
Highmark Highmark Managed Care $207.76 ↑ +69%
Highmark Highmark My Blue Access $207.76 ↑ +69%
Highmark Highmark Performance Blue $207.76 ↑ +69%
Highmark Highmark Social Mission Indemnity $207.76 ↑ +69%
Highmark Highmark Social Mission Managed Care $207.76 ↑ +69%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $233.94 ↑ +90%
United Healthcare United Healthcare Medicaid $256.98 ↑ +109%
Amerihealth Amerihealth Caritas HC Medicaid $256.98 ↑ +109%
Geisinger Geisinger CHIP $256.98 ↑ +109%
Geisinger Geisinger Medicaid HC $256.98 ↑ +109%
Amerihealth Amerihealth Caritas CHC Medicaid $256.98 ↑ +109%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $265.84 ↑ +116%
Jefferson Health Plans Jefferson Health Plans $271.16 ↑ +120%
United Healthcare United Healthcare CHIP $283.57 ↑ +131%
Cigna Cigna Commercial $314.57 ↑ +156%
United Healthcare United Healthcare Navigate Nexus Commercial $367.62 ↑ +199%
United Healthcare United Healthcare Commercial $387.58 ↑ +215%
United Healthcare United Healthcare Of OH Medicaid $387.58 ↑ +215%
Highmark Highmark Community Blue Medicare PPO $666.42 ↑ +442%
Highmark Highmark Complete Blue Medicare $666.42 ↑ +442%
Highmark Highmark Freedom Blue $673.66 ↑ +448%
Martin's Point Martin's Point $697.00 ↑ +467%
Highmark Highmark Together Blue Medicare $753.34 ↑ +513%
Aetna Aetna Medicare $753.34 ↑ +513%
Highmark Highmark Community Blue Medicare HMO $753.34 ↑ +513%
Amerihealth Amerihealth Medicare New York $760.59 ↑ +518%
Humana Humana Commercial $767.83 ↑ +524%
United Healthcare United Healthcare Medicare I-SNP $775.08 ↑ +530%
United Healthcare United Healthcare Medicare D-SNP $782.32 ↑ +536%
Molina Molina Ohio $789.56 ↑ +542%
Highmark Highmark Performance Blue Enhanced $1,055.12 ↑ +758%
Aetna Aetna Commercial $1,390.79 ↑ +1031%

Visitor-reported prices

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Dstr mal ls f/e/e/n/l/m3.1-4 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $755.08 $181.55 – $1,383.86
Harlem Hospital Center New York $724.37 $221.23 – $1,042.51
Kings County Hospital Center Brooklyn $755.08 $181.55 – $1,383.86
Lincoln Medical Center Bronx $724.37 $226.74 – $1,042.51
Metropolitan Hospital Center New York $724.37 $226.74 – $1,042.51
Queens Hospital Center Jamaica $755.08 $199.00 – $1,383.86
Woodhull Medical Center Brooklyn $755.08 $199.00 – $1,383.86
South Brooklyn Health Brooklyn $724.37 $226.74 – $1,042.51

All New-york hospitals for this procedure →