Dstr mal les s/n/h/f/g >4.0 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$124.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$567.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.00 with Amerihealth vs $907.75 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Medicaid HC $15.00 ↓ -88%
Amerihealth Amerihealth Medicaid CHC $15.00 ↓ -88%
Univera Univera Essential Plan $16.45 ↓ -87%
Univera Univera Healthy New York $16.45 ↓ -87%
Univera Univera Medicare $19.97 ↓ -84%
Univera Univera Commercial $21.69 ↓ -83%
Highmark Highmark Community Blue Medicare $175.77 ↑ +41%
Amerihealth Amerihealth Caritas Medicare (NY) $184.12 ↑ +48%
Amerihealth Amerihealth Caritas D-SNP Medicare $184.12 ↑ +48%
Life Pittsburgh Life Pittsburgh Medicare $189.00 ↑ +52%
Highmark Highmark Security Blue $194.67 ↑ +56%
Highmark Highmark Together Blue $199.72 ↑ +60%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $200.34 ↑ +61%
Devoted Medicare Devoted Health Medicare Advantage $200.34 ↑ +61%
American Health Plans American Health Plans Medicare $207.90 ↑ +67%
Highmark Highmark My Direct Blue $211.27 ↑ +69%
Highmark Highmark Blue High Performance $211.27 ↑ +69%
Highmark Highmark Community Blue $211.27 ↑ +69%
Highmark Highmark Connect Blue $211.27 ↑ +69%
Highmark Highmark Indemnity $211.27 ↑ +69%
Highmark Highmark Managed Care $211.27 ↑ +69%
Highmark Highmark My Blue Access $211.27 ↑ +69%
Highmark Highmark Performance Blue $211.27 ↑ +69%
Highmark Highmark Social Mission Indemnity $211.27 ↑ +69%
Highmark Highmark Social Mission Managed Care $211.27 ↑ +69%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $231.46 ↑ +86%
United Healthcare United Healthcare Medicaid $254.26 ↑ +104%
Amerihealth Amerihealth Caritas HC Medicaid $254.26 ↑ +104%
Geisinger Geisinger CHIP $254.26 ↑ +104%
Geisinger Geisinger Medicaid HC $254.26 ↑ +104%
Amerihealth Amerihealth Caritas CHC Medicaid $254.26 ↑ +104%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $263.02 ↑ +111%
Jefferson Health Plans Jefferson Health Plans $268.29 ↑ +115%
United Healthcare United Healthcare CHIP $280.56 ↑ +125%
Cigna Cigna Commercial $319.85 ↑ +156%
United Healthcare United Healthcare Navigate Nexus Commercial $371.49 ↑ +198%
United Healthcare United Healthcare Commercial $391.66 ↑ +214%
United Healthcare United Healthcare Of OH Medicaid $391.66 ↑ +214%
Highmark Highmark Community Blue Medicare PPO $434.96 ↑ +249%
Highmark Highmark Complete Blue Medicare $434.96 ↑ +249%
Highmark Highmark Freedom Blue $439.69 ↑ +252%
Martin's Point Martin's Point $472.79 ↑ +279%
Highmark Highmark Together Blue Medicare $491.70 ↑ +294%
Aetna Aetna Medicare $491.70 ↑ +294%
Highmark Highmark Community Blue Medicare HMO $491.70 ↑ +294%
Amerihealth Amerihealth Medicare New York $496.43 ↑ +298%
Humana Humana Commercial $501.16 ↑ +302%
United Healthcare United Healthcare Medicare I-SNP $505.88 ↑ +306%
United Healthcare United Healthcare Medicare D-SNP $510.61 ↑ +309%
Molina Molina Ohio $515.34 ↑ +313%
Highmark Highmark Performance Blue Enhanced $688.66 ↑ +452%
Aetna Aetna Commercial $907.75 ↑ +628%

Visitor-reported prices

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Dstr mal les s/n/h/f/g >4.0 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $472.79 $169.68 – $761.17
Harlem Hospital Center New York $472.79 $224.78 – $590.98
Kings County Hospital Center Brooklyn $472.79 $169.68 – $761.17
Lincoln Medical Center Bronx $472.79 $230.48 – $590.98
Metropolitan Hospital Center New York $472.79 $230.48 – $590.98
Queens Hospital Center Jamaica $472.79 $169.68 – $761.17
Woodhull Medical Center Brooklyn $472.79 $169.68 – $761.17
South Brooklyn Health Brooklyn $472.79 $230.48 – $590.98

All New-york hospitals for this procedure →