Discography cerv/thor spine at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$6,282.90

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,055.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.20 with Amerihealth vs $4,436.79 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Caritas D-SNP Medicare $25.20 ↓ -100%
Amerihealth Amerihealth Caritas Medicare (NY) $25.20 ↓ -100%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $31.68 ↓ -99%
Geisinger Geisinger Medicaid HC $34.80 ↓ -99%
Amerihealth Amerihealth Caritas CHC Medicaid $34.80 ↓ -99%
Amerihealth Amerihealth Caritas HC Medicaid $34.80 ↓ -99%
United Healthcare United Healthcare Medicaid $34.80 ↓ -99%
Geisinger Geisinger CHIP $34.80 ↓ -99%
Univera Univera Essential Plan $45.73 ↓ -99%
Univera Univera Healthy New York $45.73 ↓ -99%
Univera Univera Medicare $53.80 ↓ -99%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $54.00 ↓ -99%
Jefferson Health Plans Jefferson Health Plans $55.08 ↓ -99%
United Healthcare United Healthcare CHIP $57.60 ↓ -99%
Amerihealth Amerihealth Medicaid HC $59.40 ↓ -99%
Amerihealth Amerihealth Medicaid CHC $59.40 ↓ -99%
Highmark Highmark Together Blue $64.36 ↓ -99%
Univera Univera Commercial $65.10 ↓ -99%
Highmark Highmark Community Blue $68.08 ↓ -99%
Highmark Highmark Connect Blue $68.08 ↓ -99%
Highmark Highmark Indemnity $68.08 ↓ -99%
Highmark Highmark Managed Care $68.08 ↓ -99%
Highmark Highmark My Blue Access $68.08 ↓ -99%
Highmark Highmark My Direct Blue $68.08 ↓ -99%
Highmark Highmark Performance Blue $68.08 ↓ -99%
Highmark Highmark Social Mission Indemnity $68.08 ↓ -99%
Highmark Highmark Social Mission Managed Care $68.08 ↓ -99%
Highmark Highmark Blue High Performance $68.08 ↓ -99%
Cigna Cigna Commercial $88.61 ↓ -99%
United Healthcare United Healthcare Navigate Nexus Commercial $107.40 ↓ -98%
United Healthcare United Healthcare Commercial $113.23 ↓ -98%
United Healthcare United Healthcare Of OH Medicaid $113.23 ↓ -98%
Highmark Highmark Community Blue Medicare PPO $2,125.96 ↓ -66%
Highmark Highmark Complete Blue Medicare $2,125.96 ↓ -66%
Highmark Highmark Freedom Blue $2,149.07 ↓ -66%
Martin's Point Martin's Point $2,310.83 ↓ -63%
Life Pittsburgh Life Pittsburgh Medicare $2,310.83 ↓ -63%
American Health Plans American Health Plans Medicare $2,310.83 ↓ -63%
Devoted Medicare Devoted Health Medicare Advantage $2,380.15 ↓ -62%
Highmark Highmark Security Blue $2,403.26 ↓ -62%
Highmark Highmark Community Blue Medicare HMO $2,403.26 ↓ -62%
Highmark Highmark Together Blue Medicare $2,403.26 ↓ -62%
Aetna Aetna Medicare $2,403.26 ↓ -62%
Amerihealth Amerihealth Medicare New York $2,426.37 ↓ -61%
Humana Humana Commercial $2,449.48 ↓ -61%
United Healthcare United Healthcare Medicare I-SNP $2,472.59 ↓ -61%
United Healthcare United Healthcare Medicare D-SNP $2,495.70 ↓ -60%
Molina Molina Ohio $2,518.80 ↓ -60%
Highmark Highmark Performance Blue Enhanced $3,365.95 ↓ -46%
Aetna Aetna Commercial $4,436.79 ↓ -29%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Discography cerv/thor spine at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $2,310.83 $1.00 – $3,656.33
Harlem Hospital Center New York $2,310.83 $1.00 – $3,656.33
Kings County Hospital Center Brooklyn $2,310.83 $1.00 – $3,656.33
Lincoln Medical Center Bronx $2,310.83 $1.00 – $3,656.33
Metropolitan Hospital Center New York $2,310.83 $1.00 – $3,656.33
Queens Hospital Center Jamaica $2,310.83 $1.00 – $3,656.33
Woodhull Medical Center Brooklyn $2,310.83 $1.00 – $3,656.33
South Brooklyn Health Brooklyn $2,310.83 $1.00 – $3,656.33

All New-york hospitals for this procedure →