Diag laparo separate proc 49320 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$205.04

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$932.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.68 with Univera vs $13,255.96 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $26.68 ↓ -87%
Univera Univera Healthy New York $26.68 ↓ -87%
Univera Univera Medicare $33.49 ↓ -84%
Univera Univera Commercial $39.24 ↓ -81%
Amerihealth Amerihealth Caritas D-SNP Medicare $47.34 ↓ -77%
Amerihealth Amerihealth Caritas Medicare (NY) $47.34 ↓ -77%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $59.52 ↓ -71%
Geisinger Geisinger CHIP $65.38 ↓ -68%
Amerihealth Amerihealth Caritas CHC Medicaid $65.38 ↓ -68%
Amerihealth Amerihealth Caritas HC Medicaid $65.38 ↓ -68%
Geisinger Geisinger Medicaid HC $65.38 ↓ -68%
United Healthcare United Healthcare Medicaid $65.38 ↓ -68%
Highmark Highmark Together Blue $354.22 ↑ +73%
Highmark Highmark Community Blue $374.70 ↑ +83%
Highmark Highmark Social Mission Indemnity $374.70 ↑ +83%
Highmark Highmark My Blue Access $374.70 ↑ +83%
Highmark Highmark My Direct Blue $374.70 ↑ +83%
Highmark Highmark Performance Blue $374.70 ↑ +83%
Highmark Highmark Blue High Performance $374.70 ↑ +83%
Highmark Highmark Connect Blue $374.70 ↑ +83%
Highmark Highmark Social Mission Managed Care $374.70 ↑ +83%
Highmark Highmark Indemnity $374.70 ↑ +83%
Highmark Highmark Managed Care $374.70 ↑ +83%
Cigna Cigna Commercial $526.31 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $605.11 ↑ +195%
United Healthcare United Healthcare Of OH Medicaid $637.96 ↑ +211%
United Healthcare United Healthcare Commercial $637.96 ↑ +211%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +468%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +479%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +506%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +524%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +524%
Highmark Highmark Community Blue Medicare PPO $6,351.82 ↑ +2998%
Highmark Highmark Complete Blue Medicare $6,351.82 ↑ +2998%
Highmark Highmark Freedom Blue $6,420.86 ↑ +3032%
Life Pittsburgh Life Pittsburgh Medicare $6,904.15 ↑ +3267%
Martin's Point Martin's Point $6,904.15 ↑ +3267%
American Health Plans American Health Plans Medicare $6,904.15 ↑ +3267%
Devoted Medicare Devoted Health Medicare Advantage $7,111.27 ↑ +3368%
Highmark Highmark Together Blue Medicare $7,180.31 ↑ +3402%
Highmark Highmark Community Blue Medicare HMO $7,180.31 ↑ +3402%
Highmark Highmark Security Blue $7,180.31 ↑ +3402%
Aetna Aetna Medicare $7,180.31 ↑ +3402%
Amerihealth Amerihealth Medicare New York $7,249.36 ↑ +3436%
Humana Humana Commercial $7,318.40 ↑ +3469%
United Healthcare United Healthcare Medicare I-SNP $7,387.44 ↑ +3503%
United Healthcare United Healthcare Medicare D-SNP $7,456.48 ↑ +3537%
Molina Molina Ohio $7,525.52 ↑ +3570%
Highmark Highmark Performance Blue Enhanced $10,056.58 ↑ +4805%
Aetna Aetna Commercial $13,255.96 ↑ +6365%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Diag laparo separate proc 49320 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $6,904.15 $0.01 – $11,319.80
Harlem Hospital Center New York $6,904.15 $0.01 – $8,527.58
Kings County Hospital Center Brooklyn $6,904.15 $0.01 – $11,319.80
Lincoln Medical Center Bronx $6,904.15 $0.01 – $8,527.58
Metropolitan Hospital Center New York $6,904.15 $0.01 – $8,527.58
Queens Hospital Center Jamaica $6,904.15 $0.01 – $11,319.80
Woodhull Medical Center Brooklyn $6,904.15 $0.01 – $11,319.80
South Brooklyn Health Brooklyn $6,904.15 $0.01 – $8,527.58

All New-york hospitals for this procedure →