Devel tst phys/qhp 1st hr at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$75.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$341.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$60.00 with Community Care Behavorial Health University of Pittsburgh Medical Center vs $355.49 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center For Life (LIFE) $60.00 ↓ -20%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center Kids (CHIP) $60.00 ↓ -20%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center for You Advantage (SNP) $60.00 ↓ -20%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Allegheny (HCAL) $60.00 ↓ -20%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Erie (HCER) $60.00 ↓ -20%
Community Care Behavorial Health HealthChoices Community Care Behavorial Health HealthChoices Northcentral (HCNC) $60.00 ↓ -20%
Community Care Behavorial Health University of Pittsburgh Medical Center Community Care Behavorial Health University of Pittsburgh Medical Center Commercial (BHS) $60.00 ↓ -20%
Highmark Highmark Together Blue $94.44 ↑ +26%
Univera Univera Healthy New York $101.85 ↑ +36%
Univera Univera Essential Plan $101.85 ↑ +36%
Highmark Highmark Community Blue Medicare $105.64 ↑ +41%
Amerihealth Amerihealth Caritas D-SNP Medicare $107.67 ↑ +44%
Amerihealth Amerihealth Caritas Medicare (NY) $107.67 ↑ +44%
Life Pittsburgh Life Pittsburgh Medicare $113.59 ↑ +51%
Highmark Highmark Security Blue $117.00 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $120.41 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $120.41 ↑ +61%
American Health Plans American Health Plans Medicare $124.95 ↑ +67%
Univera Univera Medicare $128.22 ↑ +71%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $135.35 ↑ +80%
Highmark Highmark Community Blue $147.54 ↑ +97%
Highmark Highmark Connect Blue $147.54 ↑ +97%
Highmark Highmark Social Mission Managed Care $147.54 ↑ +97%
Highmark Highmark Blue High Performance $147.54 ↑ +97%
Highmark Highmark Indemnity $147.54 ↑ +97%
Highmark Highmark Managed Care $147.54 ↑ +97%
Highmark Highmark My Blue Access $147.54 ↑ +97%
Highmark Highmark My Direct Blue $147.54 ↑ +97%
Highmark Highmark Performance Blue $147.54 ↑ +97%
Highmark Highmark Social Mission Indemnity $147.54 ↑ +97%
Geisinger Geisinger CHIP $148.68 ↑ +98%
Amerihealth Amerihealth Caritas HC Medicaid $148.68 ↑ +98%
Amerihealth Amerihealth Caritas CHC Medicaid $148.68 ↑ +98%
United Healthcare United Healthcare Medicaid $148.68 ↑ +98%
Geisinger Geisinger Medicaid HC $148.68 ↑ +98%
Univera Univera Commercial $149.79 ↑ +100%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $153.81 ↑ +105%
Jefferson Health Plans Jefferson Health Plans $156.89 ↑ +109%
United Healthcare United Healthcare CHIP $164.06 ↑ +119%
Amerihealth Amerihealth Medicaid CHC $169.19 ↑ +126%
Amerihealth Amerihealth Medicaid HC $169.19 ↑ +126%
Highmark Highmark Complete Blue Medicare $170.34 ↑ +127%
Highmark Highmark Community Blue Medicare PPO $170.34 ↑ +127%
Highmark Highmark Freedom Blue $172.19 ↑ +130%
Martin's Point Martin's Point $185.15 ↑ +147%
United Healthcare United Healthcare Commercial $190.70 ↑ +154%
Aetna Aetna Medicare $192.55 ↑ +157%
Highmark Highmark Together Blue Medicare $192.55 ↑ +157%
Highmark Highmark Community Blue Medicare HMO $192.55 ↑ +157%
Amerihealth Amerihealth Medicare New York $194.41 ↑ +159%
Humana Humana Commercial $196.26 ↑ +162%
Cigna Cigna Commercial $198.03 ↑ +164%
United Healthcare United Healthcare Medicare I-SNP $198.11 ↑ +164%
United Healthcare United Healthcare Medicare D-SNP $199.96 ↑ +167%
Molina Molina Ohio $201.81 ↑ +169%
United Healthcare United Healthcare Navigate Nexus Commercial $232.88 ↑ +210%
United Healthcare United Healthcare Of OH Medicaid $245.53 ↑ +227%
Highmark Highmark Performance Blue Enhanced $269.69 ↑ +259%
Aetna Aetna Commercial $355.49 ↑ +374%

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Devel tst phys/qhp 1st hr at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $185.15 $82.09 – $240.93
Harlem Hospital Center New York $185.15 $130.70 – $240.93
Kings County Hospital Center Brooklyn $185.15 $82.09 – $240.93
Lincoln Medical Center Bronx $185.15 $133.01 – $240.93
Metropolitan Hospital Center New York $185.15 $133.01 – $240.93
Queens Hospital Center Jamaica $185.15 $82.09 – $240.93
Woodhull Medical Center Brooklyn $185.15 $82.09 – $240.93
South Brooklyn Health Brooklyn $185.15 $133.01 – $240.93

All New-york hospitals for this procedure →