Destruction mal lsn t/a/l >4cm at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$94.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$431.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.49 with Univera vs $907.75 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $12.49 ↓ -87%
Univera Univera Healthy New York $12.49 ↓ -87%
Univera Univera Medicare $15.16 ↓ -84%
Univera Univera Commercial $16.48 ↓ -83%
Amerihealth Amerihealth Medicaid CHC $34.56 ↓ -64%
Amerihealth Amerihealth Medicaid HC $34.56 ↓ -64%
Highmark Highmark Community Blue Medicare $133.48 ↑ +41%
Amerihealth Amerihealth Caritas Medicare (NY) $135.04 ↑ +42%
Amerihealth Amerihealth Caritas D-SNP Medicare $135.04 ↑ +42%
Life Pittsburgh Life Pittsburgh Medicare $143.53 ↑ +51%
Highmark Highmark Security Blue $147.84 ↑ +56%
Highmark Highmark Together Blue $151.69 ↑ +60%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $152.14 ↑ +60%
Devoted Medicare Devoted Health Medicare Advantage $152.14 ↑ +60%
American Health Plans American Health Plans Medicare $157.88 ↑ +67%
Highmark Highmark My Direct Blue $160.46 ↑ +69%
Highmark Highmark Blue High Performance $160.46 ↑ +69%
Highmark Highmark Community Blue $160.46 ↑ +69%
Highmark Highmark Connect Blue $160.46 ↑ +69%
Highmark Highmark Indemnity $160.46 ↑ +69%
Highmark Highmark Managed Care $160.46 ↑ +69%
Highmark Highmark My Blue Access $160.46 ↑ +69%
Highmark Highmark Performance Blue $160.46 ↑ +69%
Highmark Highmark Social Mission Indemnity $160.46 ↑ +69%
Highmark Highmark Social Mission Managed Care $160.46 ↑ +69%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $169.77 ↑ +79%
United Healthcare United Healthcare Medicaid $186.48 ↑ +97%
Amerihealth Amerihealth Caritas HC Medicaid $186.48 ↑ +97%
Geisinger Geisinger CHIP $186.48 ↑ +97%
Geisinger Geisinger Medicaid HC $186.48 ↑ +97%
Amerihealth Amerihealth Caritas CHC Medicaid $186.48 ↑ +97%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $192.92 ↑ +103%
Jefferson Health Plans Jefferson Health Plans $196.77 ↑ +108%
United Healthcare United Healthcare CHIP $205.78 ↑ +117%
Cigna Cigna Commercial $242.63 ↑ +156%
United Healthcare United Healthcare Navigate Nexus Commercial $283.01 ↑ +198%
United Healthcare United Healthcare Commercial $298.37 ↑ +215%
United Healthcare United Healthcare Of OH Medicaid $298.37 ↑ +215%
Highmark Highmark Community Blue Medicare PPO $434.96 ↑ +359%
Highmark Highmark Complete Blue Medicare $434.96 ↑ +359%
Highmark Highmark Freedom Blue $439.69 ↑ +364%
Martin's Point Martin's Point $472.79 ↑ +399%
Highmark Highmark Together Blue Medicare $491.70 ↑ +419%
Aetna Aetna Medicare $491.70 ↑ +419%
Highmark Highmark Community Blue Medicare HMO $491.70 ↑ +419%
Amerihealth Amerihealth Medicare New York $496.43 ↑ +424%
Humana Humana Commercial $501.16 ↑ +429%
United Healthcare United Healthcare Medicare I-SNP $505.88 ↑ +434%
United Healthcare United Healthcare Medicare D-SNP $510.61 ↑ +439%
Molina Molina Ohio $515.34 ↑ +443%
Highmark Highmark Performance Blue Enhanced $688.66 ↑ +626%
Aetna Aetna Commercial $907.75 ↑ +857%

Visitor-reported prices

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Destruction mal lsn t/a/l >4cm at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $472.79 $139.40 – $761.17
Harlem Hospital Center New York $472.79 $170.78 – $590.98
Kings County Hospital Center Brooklyn $472.79 $139.40 – $761.17
Lincoln Medical Center Bronx $472.79 $175.03 – $590.98
Metropolitan Hospital Center New York $472.79 $175.03 – $590.98
Queens Hospital Center Jamaica $472.79 $140.00 – $761.17
Woodhull Medical Center Brooklyn $472.79 $140.00 – $761.17
South Brooklyn Health Brooklyn $472.79 $175.03 – $590.98

All New-york hospitals for this procedure →