Cystoscopy and treatment at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$149.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$678.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$142.28 with Amerihealth vs $4,654.32 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Caritas Medicare (NY) $142.28 ↓ -5%
Amerihealth Amerihealth Caritas D-SNP Medicare $142.28 ↓ -5%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $178.86 ↑ +20%
Univera Univera Essential Plan $196.03 ↑ +31%
Univera Univera Healthy New York $196.03 ↑ +31%
Amerihealth Amerihealth Caritas HC Medicaid $196.48 ↑ +32%
Amerihealth Amerihealth Caritas CHC Medicaid $196.48 ↑ +32%
Geisinger Geisinger Medicaid HC $196.48 ↑ +32%
Geisinger Geisinger CHIP $196.48 ↑ +32%
United Healthcare United Healthcare Medicaid $196.48 ↑ +32%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $203.25 ↑ +36%
Jefferson Health Plans Jefferson Health Plans $207.32 ↑ +39%
Amerihealth Amerihealth Medicaid HC $223.58 ↑ +50%
Amerihealth Amerihealth Medicaid CHC $223.58 ↑ +50%
Univera Univera Medicare $239.08 ↑ +60%
Highmark Highmark Together Blue $300.74 ↑ +102%
Univera Univera Commercial $311.33 ↑ +109%
Highmark Highmark Connect Blue $318.13 ↑ +113%
Highmark Highmark Community Blue $318.13 ↑ +113%
Highmark Highmark Indemnity $318.13 ↑ +113%
Highmark Highmark Managed Care $318.13 ↑ +113%
Highmark Highmark My Blue Access $318.13 ↑ +113%
Highmark Highmark My Direct Blue $318.13 ↑ +113%
Highmark Highmark Performance Blue $318.13 ↑ +113%
Highmark Highmark Social Mission Managed Care $318.13 ↑ +113%
Highmark Highmark Blue High Performance $318.13 ↑ +113%
Highmark Highmark Social Mission Indemnity $318.13 ↑ +113%
Cigna Cigna Commercial $383.69 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $448.69 ↑ +201%
United Healthcare United Healthcare Commercial $473.05 ↑ +217%
United Healthcare United Healthcare Of OH Medicaid $473.05 ↑ +217%
United Healthcare United Healthcare CHIP $880.00 ↑ +490%
Highmark Highmark Community Blue Medicare PPO $2,230.19 ↑ +1395%
Highmark Highmark Complete Blue Medicare $2,230.19 ↑ +1395%
Highmark Highmark Freedom Blue $2,254.44 ↑ +1411%
American Health Plans American Health Plans Medicare $2,424.12 ↑ +1525%
Life Pittsburgh Life Pittsburgh Medicare $2,424.12 ↑ +1525%
Martin's Point Martin's Point $2,424.12 ↑ +1525%
Devoted Medicare Devoted Health Medicare Advantage $2,496.85 ↑ +1574%
Highmark Highmark Security Blue $2,521.09 ↑ +1590%
Highmark Highmark Together Blue Medicare $2,521.09 ↑ +1590%
Highmark Highmark Community Blue Medicare HMO $2,521.09 ↑ +1590%
Aetna Aetna Medicare $2,521.09 ↑ +1590%
Amerihealth Amerihealth Medicare New York $2,545.33 ↑ +1606%
Humana Humana Commercial $2,569.57 ↑ +1623%
United Healthcare United Healthcare Medicare I-SNP $2,593.81 ↑ +1639%
United Healthcare United Healthcare Medicare D-SNP $2,618.05 ↑ +1655%
Molina Molina Ohio $2,642.30 ↑ +1671%
Highmark Highmark Performance Blue Enhanced $3,530.98 ↑ +2267%
Aetna Aetna Commercial $4,654.32 ↑ +3020%

Visitor-reported prices

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Cystoscopy and treatment at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $2,424.12 $150.06 – $5,218.78
Harlem Hospital Center New York $2,424.12 $266.82 – $5,218.78
Kings County Hospital Center Brooklyn $2,424.12 $150.06 – $5,218.78
Lincoln Medical Center Bronx $2,424.12 $268.00 – $5,218.78
Metropolitan Hospital Center New York $2,424.12 $268.00 – $5,218.78
Queens Hospital Center Jamaica $2,424.12 $150.06 – $5,218.78
Woodhull Medical Center Brooklyn $2,424.12 $150.06 – $5,218.78
South Brooklyn Health Brooklyn $2,424.12 $268.00 – $5,218.78

All New-york hospitals for this procedure →