Cystoscopy and treatment at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$120.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$549.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$158.05 with Univera vs $1,516.53 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $158.05 ↑ +31%
Univera Univera Healthy New York $158.05 ↑ +31%
Highmark Highmark Community Blue Medicare $170.26 ↑ +41%
Amerihealth Amerihealth Caritas Medicare (NY) $176.40 ↑ +46%
Amerihealth Amerihealth Caritas D-SNP Medicare $176.40 ↑ +46%
Life Pittsburgh Life Pittsburgh Medicare $183.08 ↑ +52%
Highmark Highmark Security Blue $188.57 ↑ +56%
Univera Univera Medicare $192.76 ↑ +60%
Devoted Medicare Devoted Health Medicare Advantage $194.06 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $194.06 ↑ +61%
American Health Plans American Health Plans Medicare $201.39 ↑ +67%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $221.76 ↑ +84%
Highmark Highmark Together Blue $242.94 ↑ +101%
Geisinger Geisinger CHIP $243.60 ↑ +102%
Geisinger Geisinger Medicaid HC $243.60 ↑ +102%
United Healthcare United Healthcare Medicaid $243.60 ↑ +102%
Amerihealth Amerihealth Caritas CHC Medicaid $243.60 ↑ +102%
Amerihealth Amerihealth Caritas HC Medicaid $243.60 ↑ +102%
Univera Univera Commercial $251.02 ↑ +108%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $252.00 ↑ +109%
Highmark Highmark Blue High Performance $256.98 ↑ +113%
Highmark Highmark Connect Blue $256.98 ↑ +113%
Highmark Highmark Social Mission Indemnity $256.98 ↑ +113%
Highmark Highmark Social Mission Managed Care $256.98 ↑ +113%
Highmark Highmark Community Blue $256.98 ↑ +113%
Highmark Highmark Indemnity $256.98 ↑ +113%
Highmark Highmark Managed Care $256.98 ↑ +113%
Highmark Highmark My Blue Access $256.98 ↑ +113%
Highmark Highmark My Direct Blue $256.98 ↑ +113%
Highmark Highmark Performance Blue $256.98 ↑ +113%
Jefferson Health Plans Jefferson Health Plans $257.04 ↑ +113%
Amerihealth Amerihealth Medicaid HC $277.20 ↑ +130%
Amerihealth Amerihealth Medicaid CHC $277.20 ↑ +130%
Cigna Cigna Commercial $309.54 ↑ +156%
United Healthcare United Healthcare Navigate Nexus Commercial $359.68 ↑ +198%
United Healthcare United Healthcare Commercial $379.21 ↑ +214%
United Healthcare United Healthcare Of OH Medicaid $379.21 ↑ +214%
Highmark Highmark Community Blue Medicare PPO $726.67 ↑ +502%
Highmark Highmark Complete Blue Medicare $726.67 ↑ +502%
Highmark Highmark Freedom Blue $734.57 ↑ +508%
Martin's Point Martin's Point $789.86 ↑ +554%
Aetna Aetna Medicare $821.45 ↑ +580%
Highmark Highmark Together Blue Medicare $821.45 ↑ +580%
Highmark Highmark Community Blue Medicare HMO $821.45 ↑ +580%
Amerihealth Amerihealth Medicare New York $829.35 ↑ +587%
Humana Humana Commercial $837.25 ↑ +593%
United Healthcare United Healthcare Medicare I-SNP $845.15 ↑ +600%
United Healthcare United Healthcare Medicare D-SNP $853.05 ↑ +606%
Molina Molina Ohio $860.94 ↑ +613%
Highmark Highmark Performance Blue Enhanced $1,150.51 ↑ +853%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +928%
Aetna Aetna Commercial $1,516.53 ↑ +1156%

Visitor-reported prices

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Cystoscopy and treatment at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $789.86 $119.36 – $1,305.64
Harlem Hospital Center New York $789.86 $217.56 – $987.32
Kings County Hospital Center Brooklyn $789.86 $119.36 – $1,305.64
Lincoln Medical Center Bronx $789.86 $223.63 – $987.32
Metropolitan Hospital Center New York $789.86 $223.63 – $987.32
Queens Hospital Center Jamaica $789.86 $119.36 – $1,305.64
Woodhull Medical Center Brooklyn $789.86 $119.36 – $1,305.64
South Brooklyn Health Brooklyn $789.86 $223.63 – $987.32

All New-york hospitals for this procedure →