Cysto insj dev ischmc rmdlg at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$101.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$460.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$133.92 with Univera vs $21,010.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $133.92 ↑ +32%
Univera Univera Essential Plan $133.92 ↑ +32%
Highmark Highmark Community Blue Medicare $142.59 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $153.32 ↑ +52%
Highmark Highmark Security Blue $157.92 ↑ +56%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $162.52 ↑ +61%
Devoted Medicare Devoted Health Medicare Advantage $162.52 ↑ +61%
Univera Univera Medicare $163.33 ↑ +61%
American Health Plans American Health Plans Medicare $168.65 ↑ +67%
Univera Univera Commercial $212.69 ↑ +110%
Cigna Cigna Commercial $262.25 ↑ +159%
United Healthcare United Healthcare Navigate Nexus Commercial $313.01 ↑ +209%
United Healthcare United Healthcare Commercial $330.00 ↑ +226%
United Healthcare United Healthcare Of OH Medicaid $330.00 ↑ +226%
Highmark Highmark Together Blue $5,581.88 ↑ +5416%
Highmark Highmark My Direct Blue $9,550.80 ↑ +9338%
Highmark Highmark Community Blue Medicare PPO $10,067.29 ↑ +9848%
Highmark Highmark Complete Blue Medicare $10,067.29 ↑ +9848%
Highmark Highmark Freedom Blue $10,176.72 ↑ +9956%
Martin's Point Martin's Point $10,942.71 ↑ +10713%
Highmark Highmark Together Blue Medicare $11,380.42 ↑ +11145%
Aetna Aetna Medicare $11,380.42 ↑ +11145%
Highmark Highmark Community Blue Medicare HMO $11,380.42 ↑ +11145%
Amerihealth Amerihealth Caritas D-SNP Medicare $11,489.84 ↑ +11254%
Amerihealth Amerihealth Medicare New York $11,489.84 ↑ +11254%
Humana Humana Commercial $11,599.27 ↑ +11362%
Highmark Highmark Social Mission Managed Care $11,649.61 ↑ +11411%
Highmark Highmark Social Mission Indemnity $11,649.61 ↑ +11411%
United Healthcare United Healthcare Medicare I-SNP $11,708.70 ↑ +11470%
United Healthcare United Healthcare Medicare D-SNP $11,818.12 ↑ +11578%
Molina Molina Ohio $11,927.55 ↑ +11686%
Highmark Highmark My Blue Access $13,370.89 ↑ +13112%
Highmark Highmark Performance Blue $15,939.15 ↑ +15650%
Highmark Highmark Performance Blue Enhanced $15,939.15 ↑ +15650%
Highmark Highmark Connect Blue $17,189.90 ↑ +16886%
Highmark Highmark Managed Care $18,145.20 ↑ +17830%
Highmark Highmark Indemnity $18,145.20 ↑ +17830%
Highmark Highmark Community Blue $18,145.20 ↑ +17830%
Aetna Aetna Commercial $21,010.00 ↑ +20661%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cysto insj dev ischmc rmdlg at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $10,942.71 $181.24 – $17,725.25
Harlem Hospital Center New York $10,942.71 $181.24 – $13,353.02
Kings County Hospital Center Brooklyn $10,942.71 $186.02 – $17,725.25
Lincoln Medical Center Bronx $10,942.71 $181.24 – $13,353.02
Metropolitan Hospital Center New York $10,942.71 $181.24 – $13,353.02
Queens Hospital Center Jamaica $10,942.71 $180.12 – $17,725.25
Woodhull Medical Center Brooklyn $10,942.71 $186.02 – $17,725.25
South Brooklyn Health Brooklyn $10,942.71 $181.24 – $13,353.02

All New-york hospitals for this procedure →