Cultr oocyte/embryo <4 days at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$575.52
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,616.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$103.44 with Highmark vs $1,064.80 with Highmark — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark | Highmark Together Blue | $103.44 | ↓ -82% |
| United Healthcare | United Healthcare Medicaid | $153.47 | ↓ -73% |
| United Healthcare | United Healthcare CHIP | $153.47 | ↓ -73% |
| Highmark | Highmark My Direct Blue | $176.99 | ↓ -69% |
| Highmark | Highmark Complete Blue Medicare | $186.56 | ↓ -68% |
| Highmark | Highmark Community Blue Medicare PPO | $186.56 | ↓ -68% |
| Highmark | Highmark Freedom Blue | $188.59 | ↓ -67% |
| Life Pittsburgh | Life Pittsburgh Medicare | $202.78 | ↓ -65% |
| Martin's Point | Martin's Point | $202.78 | ↓ -65% |
| American Health Plans | American Health Plans Medicare | $202.78 | ↓ -65% |
| United Healthcare | United Healthcare Commercial | $208.86 | ↓ -64% |
| Devoted Medicare | Devoted Health Medicare Advantage | $208.86 | ↓ -64% |
| Highmark | Highmark Community Blue Medicare HMO | $210.89 | ↓ -63% |
| Highmark | Highmark Together Blue Medicare | $210.89 | ↓ -63% |
| Aetna | Aetna Medicare | $210.89 | ↓ -63% |
| Highmark | Highmark Security Blue | $210.89 | ↓ -63% |
| Amerihealth | Amerihealth Caritas D-SNP Medicare | $212.92 | ↓ -63% |
| Amerihealth | Amerihealth Medicare New York | $212.92 | ↓ -63% |
| Humana | Humana Commercial | $214.95 | ↓ -63% |
| Highmark | Highmark Social Mission Indemnity | $215.88 | ↓ -62% |
| Highmark | Highmark Social Mission Managed Care | $215.88 | ↓ -62% |
| United Healthcare | United Healthcare Medicare I-SNP | $216.98 | ↓ -62% |
| United Healthcare | United Healthcare Medicare D-SNP | $219.00 | ↓ -62% |
| Molina | Molina Ohio | $221.03 | ↓ -62% |
| Highmark | Highmark My Blue Access | $247.78 | ↓ -57% |
| Highmark | Highmark Performance Blue Enhanced | $295.37 | ↓ -49% |
| Highmark | Highmark Performance Blue | $295.37 | ↓ -49% |
| Highmark | Highmark Connect Blue | $318.55 | ↓ -45% |
| Highmark | Highmark Community Blue | $336.25 | ↓ -42% |
| Highmark | Highmark Indemnity | $336.25 | ↓ -42% |
| Highmark | Highmark Managed Care | $336.25 | ↓ -42% |
| Aetna | Aetna Commercial | $389.34 | ↓ -32% |
| Univera | Univera Essential Plan | $840.68 | ↑ +46% |
| Univera | Univera Healthy New York | $840.68 | ↑ +46% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $956.79 | ↑ +66% |
| Univera | Univera Medicare | $989.03 | ↑ +72% |
| Univera | Univera Commercial | $989.03 | ↑ +72% |
| United Healthcare | United Healthcare Of OH Medicaid | $1,007.73 | ↑ +75% |
| Cigna | Cigna Commercial | $1,039.92 | ↑ +81% |
| Highmark | Highmark Blue High Performance | $1,064.80 | ↑ +85% |
Visitor-reported prices
Comments
Cultr oocyte/embryo <4 days at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bellevue Hospital Center | NY 10016 | $202.78 | $54.32 – $2,705.48 |
| Harlem Hospital Center | New York | $202.78 | $54.32 – $2,705.48 |
| Kings County Hospital Center | Brooklyn | $202.78 | $54.32 – $2,705.48 |
| Lincoln Medical Center | Bronx | $202.78 | $54.32 – $2,705.48 |
| Metropolitan Hospital Center | New York | $202.78 | $54.32 – $2,705.48 |
| Queens Hospital Center | Jamaica | $202.78 | $54.32 – $2,705.48 |
| Woodhull Medical Center | Brooklyn | $202.78 | $54.32 – $2,705.48 |
| South Brooklyn Health | Brooklyn | $202.78 | $54.32 – $2,705.48 |