CT heart w/evaluation of calcium without contrast at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$16.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$77.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.40 with Univera vs $200.05 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $22.40 ↑ +32%
Univera Univera Essential Plan $22.40 ↑ +32%
Amerihealth Amerihealth Caritas D-SNP Medicare $23.16 ↑ +37%
Amerihealth Amerihealth Caritas Medicare (NY) $23.16 ↑ +37%
Univera Univera Medicare $26.36 ↑ +56%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $29.12 ↑ +72%
Highmark Highmark Together Blue $31.59 ↑ +86%
Univera Univera Commercial $31.89 ↑ +88%
Geisinger Geisinger CHIP $31.99 ↑ +89%
Amerihealth Amerihealth Caritas CHC Medicaid $31.99 ↑ +89%
Amerihealth Amerihealth Caritas HC Medicaid $31.99 ↑ +89%
Geisinger Geisinger Medicaid HC $31.99 ↑ +89%
United Healthcare United Healthcare Medicaid $31.99 ↑ +89%
Highmark Highmark Social Mission Indemnity $33.42 ↑ +97%
Highmark Highmark Managed Care $33.42 ↑ +97%
Highmark Highmark My Blue Access $33.42 ↑ +97%
Highmark Highmark My Direct Blue $33.42 ↑ +97%
Highmark Highmark Performance Blue $33.42 ↑ +97%
Highmark Highmark Community Blue $33.42 ↑ +97%
Highmark Highmark Social Mission Managed Care $33.42 ↑ +97%
Highmark Highmark Blue High Performance $33.42 ↑ +97%
Highmark Highmark Connect Blue $33.42 ↑ +97%
Highmark Highmark Indemnity $33.42 ↑ +97%
Cigna Cigna Commercial $43.54 ↑ +157%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $52.17 ↑ +208%
United Healthcare United Healthcare Navigate Nexus Commercial $52.47 ↑ +210%
Jefferson Health Plans Jefferson Health Plans $53.21 ↑ +214%
United Healthcare United Healthcare Commercial $55.32 ↑ +227%
United Healthcare United Healthcare Of OH Medicaid $55.32 ↑ +227%
United Healthcare United Healthcare CHIP $55.65 ↑ +229%
Amerihealth Amerihealth Medicaid CHC $57.39 ↑ +239%
Amerihealth Amerihealth Medicaid HC $57.39 ↑ +239%
Highmark Highmark Complete Blue Medicare $95.86 ↑ +466%
Highmark Highmark Community Blue Medicare PPO $95.86 ↑ +466%
Highmark Highmark Freedom Blue $96.90 ↑ +472%
Life Pittsburgh Life Pittsburgh Medicare $104.19 ↑ +515%
American Health Plans American Health Plans Medicare $104.19 ↑ +515%
Martin's Point Martin's Point $104.19 ↑ +515%
Devoted Medicare Devoted Health Medicare Advantage $107.32 ↑ +534%
Highmark Highmark Together Blue Medicare $108.36 ↑ +540%
Highmark Highmark Community Blue Medicare HMO $108.36 ↑ +540%
Highmark Highmark Security Blue $108.36 ↑ +540%
Aetna Aetna Medicare $108.36 ↑ +540%
Amerihealth Amerihealth Medicare New York $109.40 ↑ +546%
Humana Humana Commercial $110.45 ↑ +552%
United Healthcare United Healthcare Medicare I-SNP $111.49 ↑ +558%
United Healthcare United Healthcare Medicare D-SNP $112.53 ↑ +564%
Molina Molina Ohio $113.57 ↑ +570%
Highmark Highmark Performance Blue Enhanced $151.77 ↑ +796%
Aetna Aetna Commercial $200.05 ↑ +1081%

Visitor-reported prices

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CT heart w/evaluation of calcium without contrast at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $104.19 $1.00 – $1,290.00
Harlem Hospital Center New York $104.19 $1.00 – $1,290.00
Kings County Hospital Center Brooklyn $104.19 $1.00 – $1,290.00
Lincoln Medical Center Bronx $104.19 $1.00 – $1,290.00
Metropolitan Hospital Center New York $104.19 $1.00 – $1,290.00
Queens Hospital Center Jamaica $104.19 $1.00 – $1,290.00
Woodhull Medical Center Brooklyn $104.19 $1.00 – $1,290.00
South Brooklyn Health Brooklyn $104.19 $1.00 – $1,290.00

All New-york hospitals for this procedure →