Cryopreserve stem cells at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$29.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$132.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.44 with Univera vs $993.30 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $36.44 ↑ +25%
Univera Univera Healthy New York $36.44 ↑ +25%
Univera Univera Medicare $45.01 ↑ +55%
Univera Univera Commercial $47.92 ↑ +65%
Highmark Highmark Together Blue $48.98 ↑ +69%
Highmark Highmark Managed Care $51.81 ↑ +78%
Highmark Highmark Social Mission Managed Care $51.81 ↑ +78%
Highmark Highmark Social Mission Indemnity $51.81 ↑ +78%
Highmark Highmark Blue High Performance $51.81 ↑ +78%
Highmark Highmark Community Blue $51.81 ↑ +78%
Highmark Highmark My Blue Access $51.81 ↑ +78%
Highmark Highmark Performance Blue $51.81 ↑ +78%
Highmark Highmark Connect Blue $51.81 ↑ +78%
Highmark Highmark My Direct Blue $51.81 ↑ +78%
Highmark Highmark Indemnity $51.81 ↑ +78%
Cigna Cigna Commercial $71.24 ↑ +145%
United Healthcare United Healthcare Navigate Nexus Commercial $83.73 ↑ +188%
United Healthcare United Healthcare Commercial $88.28 ↑ +204%
United Healthcare United Healthcare Of OH Medicaid $88.28 ↑ +204%
United Healthcare United Healthcare CHIP $397.97 ↑ +1270%
United Healthcare United Healthcare Medicaid $397.97 ↑ +1270%
Highmark Highmark Complete Blue Medicare $475.95 ↑ +1539%
Highmark Highmark Community Blue Medicare PPO $475.95 ↑ +1539%
Highmark Highmark Freedom Blue $481.13 ↑ +1557%
American Health Plans American Health Plans Medicare $517.34 ↑ +1681%
Life Pittsburgh Life Pittsburgh Medicare $517.34 ↑ +1681%
Martin's Point Martin's Point $517.34 ↑ +1681%
Devoted Medicare Devoted Health Medicare Advantage $532.86 ↑ +1735%
Highmark Highmark Security Blue $538.03 ↑ +1753%
Aetna Aetna Medicare $538.03 ↑ +1753%
Highmark Highmark Community Blue Medicare HMO $538.03 ↑ +1753%
Highmark Highmark Together Blue Medicare $538.03 ↑ +1753%
Amerihealth Amerihealth Medicare New York $543.21 ↑ +1771%
Amerihealth Amerihealth Caritas D-SNP Medicare $543.21 ↑ +1771%
Humana Humana Commercial $548.38 ↑ +1788%
United Healthcare United Healthcare Medicare I-SNP $553.56 ↑ +1806%
United Healthcare United Healthcare Medicare D-SNP $558.73 ↑ +1824%
Molina Molina Ohio $563.90 ↑ +1842%
Highmark Highmark Performance Blue Enhanced $753.56 ↑ +2495%
Aetna Aetna Commercial $993.30 ↑ +3320%

Visitor-reported prices

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Cryopreserve stem cells at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $517.34 $47.52 – $1,101.42
Harlem Hospital Center New York $517.34 $48.15 – $1,101.42
Kings County Hospital Center Brooklyn $517.34 $47.52 – $1,101.42
Lincoln Medical Center Bronx $517.34 $49.19 – $1,101.42
Metropolitan Hospital Center New York $517.34 $49.19 – $1,101.42
Queens Hospital Center Jamaica $517.34 $47.52 – $1,101.42
Woodhull Medical Center Brooklyn $517.34 $47.52 – $1,101.42
South Brooklyn Health Brooklyn $517.34 $49.19 – $1,101.42

All New-york hospitals for this procedure →