Cryo fib comp path redu each at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$77.39 with United Healthcare vs $712.90 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare United Healthcare CHIP $77.39 —
United Healthcare United Healthcare Medicaid $77.39 —
Highmark Highmark Together Blue $189.40 —
Highmark Highmark My Direct Blue $324.07 —
Highmark Highmark Complete Blue Medicare $341.60 —
Highmark Highmark Community Blue Medicare PPO $341.60 —
Highmark Highmark Freedom Blue $345.31 —
Life Pittsburgh Life Pittsburgh Medicare $371.30 —
American Health Plans American Health Plans Medicare $371.30 —
Martin's Point Martin's Point $371.30 —
Devoted Medicare Devoted Health Medicare Advantage $382.44 —
United Healthcare United Healthcare Commercial $382.44 —
Highmark Highmark Community Blue Medicare HMO $386.15 —
Aetna Aetna Medicare $386.15 —
Highmark Highmark Security Blue $386.15 —
Highmark Highmark Together Blue Medicare $386.15 —
Amerihealth Amerihealth Caritas D-SNP Medicare $389.87 —
Amerihealth Amerihealth Medicare New York $389.87 —
Humana Humana Commercial $393.58 —
Highmark Highmark Social Mission Indemnity $395.29 —
Highmark Highmark Social Mission Managed Care $395.29 —
United Healthcare United Healthcare Medicare I-SNP $397.29 —
United Healthcare United Healthcare Medicare D-SNP $401.01 —
Molina Molina Ohio $404.72 —
Highmark Highmark My Blue Access $453.69 —
Highmark Highmark Performance Blue $540.84 —
Highmark Highmark Performance Blue Enhanced $540.84 —
Highmark Highmark Connect Blue $583.28 —
Highmark Highmark Managed Care $615.69 —
Highmark Highmark Indemnity $615.69 —
Highmark Highmark Community Blue $615.69 —
Aetna Aetna Commercial $712.90 —

Visitor-reported prices

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Cryo fib comp path redu each at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $371.30 $103.20 – $1,006.68
Harlem Hospital Center New York $371.30 $371.30 – $1,006.68
Kings County Hospital Center Brooklyn $371.30 $103.20 – $1,006.68
Lincoln Medical Center Bronx $371.30 $371.30 – $1,006.68
Metropolitan Hospital Center New York $371.30 $371.30 – $1,006.68
Queens Hospital Center Jamaica $371.30 $103.20 – $1,006.68
Woodhull Medical Center Brooklyn $371.30 $103.20 – $1,006.68
South Brooklyn Health Brooklyn $371.30 $371.30 – $1,006.68

All New-york hospitals for this procedure →