Contrast x-ray of ankle at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$16.72

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$76.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.95 with Amerihealth vs $811.42 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Caritas Medicare (NY) $19.95 ↑ +19%
Amerihealth Amerihealth Caritas D-SNP Medicare $19.95 ↑ +19%
Univera Univera Essential Plan $22.34 ↑ +34%
Univera Univera Healthy New York $22.34 ↑ +34%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $25.08 ↑ +50%
Univera Univera Medicare $26.29 ↑ +57%
Geisinger Geisinger CHIP $27.55 ↑ +65%
Amerihealth Amerihealth Caritas CHC Medicaid $27.55 ↑ +65%
Amerihealth Amerihealth Caritas HC Medicaid $27.55 ↑ +65%
Geisinger Geisinger Medicaid HC $27.55 ↑ +65%
United Healthcare United Healthcare Medicaid $27.55 ↑ +65%
Highmark Highmark Together Blue $30.92 ↑ +85%
Univera Univera Commercial $31.81 ↑ +90%
Highmark Highmark Community Blue $32.71 ↑ +96%
Highmark Highmark My Direct Blue $32.71 ↑ +96%
Highmark Highmark Blue High Performance $32.71 ↑ +96%
Highmark Highmark My Blue Access $32.71 ↑ +96%
Highmark Highmark Performance Blue $32.71 ↑ +96%
Highmark Highmark Social Mission Managed Care $32.71 ↑ +96%
Highmark Highmark Connect Blue $32.71 ↑ +96%
Highmark Highmark Social Mission Indemnity $32.71 ↑ +96%
Highmark Highmark Indemnity $32.71 ↑ +96%
Highmark Highmark Managed Care $32.71 ↑ +96%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $41.25 ↑ +147%
Jefferson Health Plans Jefferson Health Plans $42.08 ↑ +152%
Cigna Cigna Commercial $43.38 ↑ +159%
United Healthcare United Healthcare CHIP $44.00 ↑ +163%
Amerihealth Amerihealth Medicaid CHC $45.38 ↑ +171%
Amerihealth Amerihealth Medicaid HC $45.38 ↑ +171%
United Healthcare United Healthcare Navigate Nexus Commercial $52.96 ↑ +217%
United Healthcare United Healthcare Of OH Medicaid $55.84 ↑ +234%
United Healthcare United Healthcare Commercial $55.84 ↑ +234%
Highmark Highmark Complete Blue Medicare $388.80 ↑ +2225%
Highmark Highmark Community Blue Medicare PPO $388.80 ↑ +2225%
Highmark Highmark Freedom Blue $393.03 ↑ +2251%
Martin's Point Martin's Point $422.61 ↑ +2428%
Life Pittsburgh Life Pittsburgh Medicare $422.61 ↑ +2428%
American Health Plans American Health Plans Medicare $422.61 ↑ +2428%
Devoted Medicare Devoted Health Medicare Advantage $435.29 ↑ +2503%
Highmark Highmark Together Blue Medicare $439.52 ↑ +2529%
Highmark Highmark Community Blue Medicare HMO $439.52 ↑ +2529%
Aetna Aetna Medicare $439.52 ↑ +2529%
Highmark Highmark Security Blue $439.52 ↑ +2529%
Amerihealth Amerihealth Medicare New York $443.74 ↑ +2554%
Humana Humana Commercial $447.97 ↑ +2579%
United Healthcare United Healthcare Medicare I-SNP $452.20 ↑ +2605%
United Healthcare United Healthcare Medicare D-SNP $456.42 ↑ +2630%
Molina Molina Ohio $460.65 ↑ +2655%
Highmark Highmark Performance Blue Enhanced $615.58 ↑ +3582%
Aetna Aetna Commercial $811.42 ↑ +4753%

Visitor-reported prices

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Contrast x-ray of ankle at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $422.61 $1.00 – $653.24
Harlem Hospital Center New York $422.61 $1.00 – $653.24
Kings County Hospital Center Brooklyn $422.61 $1.00 – $653.24
Lincoln Medical Center Bronx $422.61 $1.00 – $653.24
Metropolitan Hospital Center New York $422.61 $1.00 – $653.24
Queens Hospital Center Jamaica $422.61 $1.00 – $653.24
Woodhull Medical Center Brooklyn $422.61 $1.00 – $653.24
South Brooklyn Health Brooklyn $422.61 $1.00 – $653.24

All New-york hospitals for this procedure →