Consultation/report referred material w/preparation of slides at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$53.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$243.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.36 with Jefferson Health Plans vs $121.40 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Jefferson Health Plans Jefferson Health Plans $10.36 ↓ -81%
Amerihealth Amerihealth Medicaid HC $10.36 ↓ -81%
Amerihealth Amerihealth Medicaid CHC $10.36 ↓ -81%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $15.54 ↓ -71%
Geisinger Geisinger CHIP $16.58 ↓ -69%
United Healthcare United Healthcare CHIP $16.58 ↓ -69%
Geisinger Geisinger Medicaid HC $16.58 ↓ -69%
United Healthcare United Healthcare Medicaid $16.58 ↓ -69%
Univera Univera Healthy New York $23.84 ↓ -55%
Univera Univera Essential Plan $23.84 ↓ -55%
Highmark Highmark Together Blue $26.63 ↓ -50%
Cigna Cigna Commercial $28.01 ↓ -48%
Univera Univera Medicare $28.04 ↓ -48%
Highmark Highmark Community Blue $28.17 ↓ -47%
Highmark Highmark Social Mission Managed Care $28.17 ↓ -47%
Highmark Highmark Blue High Performance $28.17 ↓ -47%
Highmark Highmark Managed Care $28.17 ↓ -47%
Highmark Highmark My Blue Access $28.17 ↓ -47%
Highmark Highmark My Direct Blue $28.17 ↓ -47%
Highmark Highmark Performance Blue $28.17 ↓ -47%
Highmark Highmark Connect Blue $28.17 ↓ -47%
Highmark Highmark Social Mission Indemnity $28.17 ↓ -47%
Highmark Highmark Indemnity $28.17 ↓ -47%
Univera Univera Commercial $30.85 ↓ -42%
United Healthcare United Healthcare Navigate Nexus Commercial $33.50 ↓ -37%
United Healthcare United Healthcare Commercial $35.38 ↓ -34%
United Healthcare United Healthcare Of OH Medicaid $35.38 ↓ -34%
Amerihealth Amerihealth Caritas Medicare (NY) $57.32 ↑ +7%
Amerihealth Amerihealth Caritas D-SNP Medicare $57.32 ↑ +7%
Highmark Highmark Complete Blue Medicare $58.17 ↑ +9%
Highmark Highmark Community Blue Medicare PPO $58.17 ↑ +9%
Highmark Highmark Freedom Blue $58.80 ↑ +10%
Martin's Point Martin's Point $63.23 ↑ +18%
American Health Plans American Health Plans Medicare $63.23 ↑ +18%
Life Pittsburgh Life Pittsburgh Medicare $63.23 ↑ +18%
Devoted Medicare Devoted Health Medicare Advantage $65.12 ↑ +22%
Aetna Aetna Medicare $65.76 ↑ +23%
Highmark Highmark Together Blue Medicare $65.76 ↑ +23%
Highmark Highmark Community Blue Medicare HMO $65.76 ↑ +23%
Highmark Highmark Security Blue $65.76 ↑ +23%
Amerihealth Amerihealth Medicare New York $66.39 ↑ +24%
Humana Humana Commercial $67.02 ↑ +25%
United Healthcare United Healthcare Medicare I-SNP $67.65 ↑ +27%
United Healthcare United Healthcare Medicare D-SNP $68.29 ↑ +28%
Molina Molina Ohio $68.92 ↑ +29%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $72.06 ↑ +35%
Amerihealth Amerihealth Caritas HC Medicaid $79.16 ↑ +48%
Amerihealth Amerihealth Caritas CHC Medicaid $79.16 ↑ +48%
Highmark Highmark Performance Blue Enhanced $92.10 ↑ +72%
Aetna Aetna Commercial $121.40 ↑ +127%

Visitor-reported prices

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Consultation/report referred material w/preparation of slides at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $63.23 $1.00 – $125.75
Harlem Hospital Center New York $63.23 $1.00 – $125.75
Kings County Hospital Center Brooklyn $63.23 $1.00 – $127.78
Lincoln Medical Center Bronx $63.23 $1.00 – $127.78
Metropolitan Hospital Center New York $63.23 $1.00 – $127.78
UPMC Chautauqua Jamestown $96.00 $12.61 – $163.72
Queens Hospital Center Jamaica $63.23 $1.00 – $127.08
Woodhull Medical Center Brooklyn $63.23 $1.00 – $127.78

All New-york hospitals for this procedure →