Colposcopy vulva 56820 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$51.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$236.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$68.36 with Univera vs $1,241.60 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $68.36 ↑ +32%
Univera Univera Healthy New York $68.36 ↑ +32%
Highmark Highmark Community Blue Medicare $73.29 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $78.81 ↑ +52%
Amerihealth Amerihealth Caritas Medicare (NY) $81.10 ↑ +56%
Amerihealth Amerihealth Caritas D-SNP Medicare $81.10 ↑ +56%
Highmark Highmark Security Blue $81.17 ↑ +56%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $83.54 ↑ +61%
Devoted Medicare Devoted Health Medicare Advantage $83.54 ↑ +61%
Univera Univera Medicare $85.83 ↑ +65%
American Health Plans American Health Plans Medicare $86.69 ↑ +67%
Highmark Highmark Together Blue $94.58 ↑ +82%
Univera Univera Commercial $95.94 ↑ +85%
Highmark Highmark My Direct Blue $100.05 ↑ +93%
Highmark Highmark Blue High Performance $100.05 ↑ +93%
Highmark Highmark Community Blue $100.05 ↑ +93%
Highmark Highmark Connect Blue $100.05 ↑ +93%
Highmark Highmark Indemnity $100.05 ↑ +93%
Highmark Highmark Managed Care $100.05 ↑ +93%
Highmark Highmark My Blue Access $100.05 ↑ +93%
Highmark Highmark Performance Blue $100.05 ↑ +93%
Highmark Highmark Social Mission Indemnity $100.05 ↑ +93%
Highmark Highmark Social Mission Managed Care $100.05 ↑ +93%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $101.96 ↑ +96%
Amerihealth Amerihealth Caritas CHC Medicaid $112.00 ↑ +116%
Geisinger Geisinger Medicaid HC $112.00 ↑ +116%
United Healthcare United Healthcare Medicaid $112.00 ↑ +116%
Amerihealth Amerihealth Caritas HC Medicaid $112.00 ↑ +116%
Geisinger Geisinger CHIP $112.00 ↑ +116%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $115.86 ↑ +123%
Jefferson Health Plans Jefferson Health Plans $118.18 ↑ +128%
Amerihealth Amerihealth Medicaid CHC $127.45 ↑ +145%
Amerihealth Amerihealth Medicaid HC $127.45 ↑ +145%
Cigna Cigna Commercial $134.23 ↑ +159%
United Healthcare United Healthcare Navigate Nexus Commercial $157.29 ↑ +203%
United Healthcare United Healthcare Commercial $165.83 ↑ +219%
United Healthcare United Healthcare Of OH Medicaid $165.83 ↑ +219%
Highmark Highmark Complete Blue Medicare $219.01 ↑ +322%
Highmark Highmark Community Blue Medicare PPO $219.01 ↑ +322%
Highmark Highmark Freedom Blue $221.39 ↑ +326%
Martin's Point Martin's Point $238.06 ↑ +359%
Highmark Highmark Community Blue Medicare HMO $247.58 ↑ +377%
Highmark Highmark Together Blue Medicare $247.58 ↑ +377%
Aetna Aetna Medicare $247.58 ↑ +377%
Amerihealth Amerihealth Medicare New York $249.96 ↑ +381%
Humana Humana Commercial $252.34 ↑ +386%
United Healthcare United Healthcare Medicare I-SNP $254.72 ↑ +391%
United Healthcare United Healthcare Medicare D-SNP $257.10 ↑ +395%
Molina Molina Ohio $259.48 ↑ +400%
Highmark Highmark Performance Blue Enhanced $346.75 ↑ +568%
Aetna Aetna Commercial $457.07 ↑ +780%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +2291%

Visitor-reported prices

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Colposcopy vulva 56820 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $238.06 $0.01 – $645.00
Harlem Hospital Center New York $238.06 $0.01 – $645.00
Kings County Hospital Center Brooklyn $238.06 $0.01 – $645.00
Lincoln Medical Center Bronx $238.06 $0.01 – $645.00
Metropolitan Hospital Center New York $238.06 $0.01 – $645.00
Queens Hospital Center Jamaica $238.06 $0.01 – $645.00
Woodhull Medical Center Brooklyn $238.06 $0.01 – $645.00
South Brooklyn Health Brooklyn $238.06 $0.01 – $645.00

All New-york hospitals for this procedure →