Colonoscopy w/endoscopic fnb at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$184.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$839.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$244.47 with Univera vs $2,678.93 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $244.47 ↑ +32%
Univera Univera Healthy New York $244.47 ↑ +32%
Amerihealth Amerihealth Caritas Medicare (NY) $291.29 ↑ +58%
Amerihealth Amerihealth Caritas D-SNP Medicare $291.29 ↑ +58%
Univera Univera Medicare $335.63 ↑ +82%
Highmark Highmark Together Blue $362.34 ↑ +96%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $366.19 ↑ +98%
Highmark Highmark Connect Blue $383.30 ↑ +108%
Highmark Highmark Blue High Performance $383.30 ↑ +108%
Highmark Highmark Community Blue $383.30 ↑ +108%
Highmark Highmark Indemnity $383.30 ↑ +108%
Highmark Highmark Managed Care $383.30 ↑ +108%
Highmark Highmark My Blue Access $383.30 ↑ +108%
Highmark Highmark My Direct Blue $383.30 ↑ +108%
Highmark Highmark Performance Blue $383.30 ↑ +108%
Highmark Highmark Social Mission Indemnity $383.30 ↑ +108%
Highmark Highmark Social Mission Managed Care $383.30 ↑ +108%
Amerihealth Amerihealth Caritas CHC Medicaid $402.26 ↑ +118%
Amerihealth Amerihealth Caritas HC Medicaid $402.26 ↑ +118%
United Healthcare United Healthcare Medicaid $402.26 ↑ +118%
Geisinger Geisinger Medicaid HC $402.26 ↑ +118%
Geisinger Geisinger CHIP $402.26 ↑ +118%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $416.13 ↑ +125%
Jefferson Health Plans Jefferson Health Plans $424.45 ↑ +130%
Univera Univera Commercial $437.17 ↑ +137%
Amerihealth Amerihealth Medicaid HC $457.74 ↑ +148%
Amerihealth Amerihealth Medicaid CHC $457.74 ↑ +148%
Cigna Cigna Commercial $477.95 ↑ +159%
United Healthcare United Healthcare Navigate Nexus Commercial $559.39 ↑ +203%
United Healthcare United Healthcare Of OH Medicaid $589.76 ↑ +220%
United Healthcare United Healthcare Commercial $589.76 ↑ +220%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +573%
Highmark Highmark Community Blue Medicare PPO $1,283.65 ↑ +595%
Highmark Highmark Complete Blue Medicare $1,283.65 ↑ +595%
Highmark Highmark Freedom Blue $1,297.61 ↑ +603%
Life Pittsburgh Life Pittsburgh Medicare $1,395.28 ↑ +656%
American Health Plans American Health Plans Medicare $1,395.28 ↑ +656%
Martin's Point Martin's Point $1,395.28 ↑ +656%
Devoted Medicare Devoted Health Medicare Advantage $1,437.13 ↑ +679%
Highmark Highmark Community Blue Medicare HMO $1,451.09 ↑ +686%
Highmark Highmark Together Blue Medicare $1,451.09 ↑ +686%
Aetna Aetna Medicare $1,451.09 ↑ +686%
Highmark Highmark Security Blue $1,451.09 ↑ +686%
Amerihealth Amerihealth Medicare New York $1,465.04 ↑ +694%
Humana Humana Commercial $1,478.99 ↑ +701%
United Healthcare United Healthcare Medicare I-SNP $1,492.95 ↑ +709%
United Healthcare United Healthcare Medicare D-SNP $1,506.90 ↑ +716%
Molina Molina Ohio $1,520.85 ↑ +724%
Highmark Highmark Performance Blue Enhanced $2,032.36 ↑ +1001%
Aetna Aetna Commercial $2,678.93 ↑ +1351%

Visitor-reported prices

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Colonoscopy w/endoscopic fnb at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $1,395.28 $0.01 – $2,240.62
Harlem Hospital Center New York $1,395.28 $0.01 – $1,687.94
Kings County Hospital Center Brooklyn $1,395.28 $0.01 – $2,240.62
Lincoln Medical Center Bronx $1,395.28 $0.01 – $1,687.94
Metropolitan Hospital Center New York $1,395.28 $0.01 – $1,687.94
Queens Hospital Center Jamaica $1,395.28 $0.01 – $2,240.62
Woodhull Medical Center Brooklyn $1,395.28 $0.01 – $2,240.62
South Brooklyn Health Brooklyn $1,395.28 $0.01 – $1,687.94

All New-york hospitals for this procedure →