Colonoscopy (diagnostic) at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$112.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$512.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$74.37 with Univera vs $2,071.45 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $74.37 ↓ -34%
Univera Univera Healthy New York $74.37 ↓ -34%
Highmark Highmark Community Blue Medicare $79.66 ↓ -29%
Life Pittsburgh Life Pittsburgh Medicare $85.66 ↓ -24%
Highmark Highmark Security Blue $88.23 ↓ -22%
Devoted Medicare Devoted Health Medicare Advantage $90.80 ↓ -19%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $90.80 ↓ -19%
American Health Plans American Health Plans Medicare $94.23 ↓ -16%
Univera Univera Medicare $102.10 ↓ -9%
Univera Univera Commercial $132.99 ↑ +18%
Amerihealth Amerihealth Caritas D-SNP Medicare $189.53 ↑ +68%
Amerihealth Amerihealth Caritas Medicare (NY) $189.53 ↑ +68%
Highmark Highmark Together Blue $220.40 ↑ +96%
Highmark Highmark My Direct Blue $233.15 ↑ +107%
Highmark Highmark Blue High Performance $233.15 ↑ +107%
Highmark Highmark Community Blue $233.15 ↑ +107%
Highmark Highmark Connect Blue $233.15 ↑ +107%
Highmark Highmark Indemnity $233.15 ↑ +107%
Highmark Highmark Managed Care $233.15 ↑ +107%
Highmark Highmark My Blue Access $233.15 ↑ +107%
Highmark Highmark Performance Blue $233.15 ↑ +107%
Highmark Highmark Social Mission Indemnity $233.15 ↑ +107%
Highmark Highmark Social Mission Managed Care $233.15 ↑ +107%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $238.26 ↑ +112%
Amerihealth Amerihealth Caritas CHC Medicaid $261.73 ↑ +132%
Geisinger Geisinger Medicaid HC $261.73 ↑ +132%
United Healthcare United Healthcare Medicaid $261.73 ↑ +132%
Amerihealth Amerihealth Caritas HC Medicaid $261.73 ↑ +132%
Geisinger Geisinger CHIP $261.73 ↑ +132%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $270.75 ↑ +140%
Jefferson Health Plans Jefferson Health Plans $276.17 ↑ +145%
Cigna Cigna Commercial $290.37 ↑ +158%
Amerihealth Amerihealth Medicaid HC $297.83 ↑ +164%
Amerihealth Amerihealth Medicaid CHC $297.83 ↑ +164%
United Healthcare United Healthcare Navigate Nexus Commercial $340.55 ↑ +202%
United Healthcare United Healthcare Of OH Medicaid $359.04 ↑ +219%
United Healthcare United Healthcare Commercial $359.04 ↑ +219%
United Healthcare United Healthcare CHIP $708.80 ↑ +529%
Highmark Highmark Complete Blue Medicare $992.57 ↑ +781%
Highmark Highmark Community Blue Medicare PPO $992.57 ↑ +781%
Highmark Highmark Freedom Blue $1,003.36 ↑ +791%
Martin's Point Martin's Point $1,078.88 ↑ +858%
Highmark Highmark Community Blue Medicare HMO $1,122.04 ↑ +896%
Highmark Highmark Together Blue Medicare $1,122.04 ↑ +896%
Aetna Aetna Medicare $1,122.04 ↑ +896%
Amerihealth Amerihealth Medicare New York $1,132.83 ↑ +906%
Humana Humana Commercial $1,143.61 ↑ +915%
United Healthcare United Healthcare Medicare I-SNP $1,154.40 ↑ +925%
United Healthcare United Healthcare Medicare D-SNP $1,165.19 ↑ +934%
Molina Molina Ohio $1,175.98 ↑ +944%
Highmark Highmark Performance Blue Enhanced $1,571.50 ↑ +1295%
Aetna Aetna Commercial $2,071.45 ↑ +1739%

Visitor-reported prices

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Colonoscopy (diagnostic) at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $1,078.88 $0.01 – $1,741.28
Harlem Hospital Center New York $1,078.88 $0.01 – $1,311.76
Kings County Hospital Center Brooklyn $1,078.88 $0.01 – $1,741.28
Lincoln Medical Center Bronx $1,078.88 $0.01 – $1,311.76
Metropolitan Hospital Center New York $1,078.88 $0.01 – $1,311.76
UPMC Chautauqua Jamestown $1,500.00 $153.62 – $2,250.00
Queens Hospital Center Jamaica $1,078.88 $0.01 – $1,741.28
Woodhull Medical Center Brooklyn $1,078.88 $0.01 – $1,741.28

All New-york hospitals for this procedure →