Cltx mndblr fx ntrdntl fixj at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$554.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,520.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.00 with Amerihealth vs $13,440.68 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Medicaid CHC $2.00 ↓ -100%
Amerihealth Amerihealth Medicaid HC $2.00 ↓ -100%
Univera Univera Essential Plan $75.40 ↓ -86%
Univera Univera Healthy New York $75.40 ↓ -86%
Univera Univera Medicare $98.74 ↓ -82%
Univera Univera Commercial $110.88 ↓ -80%
Amerihealth Amerihealth Caritas D-SNP Medicare $419.48 ↓ -24%
Amerihealth Amerihealth Caritas Medicare (NY) $419.48 ↓ -24%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $527.34 ↓ -5%
Geisinger Geisinger Medicaid HC $579.28 ↑ +4%
Amerihealth Amerihealth Caritas CHC Medicaid $579.28 ↑ +4%
Amerihealth Amerihealth Caritas HC Medicaid $579.28 ↑ +4%
United Healthcare United Healthcare Medicaid $579.28 ↑ +4%
Geisinger Geisinger CHIP $579.28 ↑ +4%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $599.25 ↑ +8%
Jefferson Health Plans Jefferson Health Plans $611.24 ↑ +10%
Highmark Highmark Community Blue Medicare $781.24 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $840.04 ↑ +52%
Highmark Highmark Security Blue $865.24 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $890.44 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $890.44 ↑ +61%
American Health Plans American Health Plans Medicare $924.04 ↑ +67%
Highmark Highmark Together Blue $992.13 ↑ +79%
Highmark Highmark Community Blue $1,049.50 ↑ +89%
Highmark Highmark Managed Care $1,049.50 ↑ +89%
Highmark Highmark My Blue Access $1,049.50 ↑ +89%
Highmark Highmark My Direct Blue $1,049.50 ↑ +89%
Highmark Highmark Performance Blue $1,049.50 ↑ +89%
Highmark Highmark Connect Blue $1,049.50 ↑ +89%
Highmark Highmark Social Mission Indemnity $1,049.50 ↑ +89%
Highmark Highmark Social Mission Managed Care $1,049.50 ↑ +89%
Highmark Highmark Indemnity $1,049.50 ↑ +89%
Highmark Highmark Blue High Performance $1,049.50 ↑ +89%
Cigna Cigna Commercial $1,447.87 ↑ +161%
United Healthcare United Healthcare CHIP $1,524.80 ↑ +175%
United Healthcare United Healthcare Navigate Nexus Commercial $1,525.12 ↑ +175%
United Healthcare United Healthcare Commercial $1,607.92 ↑ +190%
United Healthcare United Healthcare Of OH Medicaid $1,607.92 ↑ +190%
Highmark Highmark Complete Blue Medicare $6,440.33 ↑ +1062%
Highmark Highmark Community Blue Medicare PPO $6,440.33 ↑ +1062%
Highmark Highmark Freedom Blue $6,510.33 ↑ +1074%
Martin's Point Martin's Point $7,000.36 ↑ +1163%
Aetna Aetna Medicare $7,280.37 ↑ +1213%
Highmark Highmark Together Blue Medicare $7,280.37 ↑ +1213%
Highmark Highmark Community Blue Medicare HMO $7,280.37 ↑ +1213%
Amerihealth Amerihealth Medicare New York $7,350.37 ↑ +1226%
Humana Humana Commercial $7,420.38 ↑ +1238%
United Healthcare United Healthcare Medicare I-SNP $7,490.38 ↑ +1251%
United Healthcare United Healthcare Medicare D-SNP $7,560.38 ↑ +1264%
Molina Molina Ohio $7,630.39 ↑ +1276%
Highmark Highmark Performance Blue Enhanced $10,196.72 ↑ +1739%
Aetna Aetna Commercial $13,440.68 ↑ +2324%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cltx mndblr fx ntrdntl fixj at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $7,000.36 $0.01 – $11,084.44
Harlem Hospital Center New York $7,000.36 $0.01 – $8,350.28
Kings County Hospital Center Brooklyn $7,000.36 $0.01 – $11,084.44
Lincoln Medical Center Bronx $7,000.36 $0.01 – $8,350.28
Metropolitan Hospital Center New York $7,000.36 $0.01 – $8,350.28
Queens Hospital Center Jamaica $7,000.36 $0.01 – $11,084.44
Woodhull Medical Center Brooklyn $7,000.36 $0.01 – $11,084.44
South Brooklyn Health Brooklyn $7,000.36 $0.01 – $8,350.28

All New-york hospitals for this procedure →