Cltx humrl cndylr fx w/mnpj at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$3,745.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,802.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.21 with Amerihealth vs $3,636.21 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Medicaid CHC $23.21 ↓ -99%
Amerihealth Amerihealth Medicaid HC $23.21 ↓ -99%
Univera Univera Essential Plan $42.32 ↓ -99%
Univera Univera Healthy New York $42.32 ↓ -99%
Univera Univera Medicare $55.42 ↓ -99%
Univera Univera Commercial $62.23 ↓ -98%
Amerihealth Amerihealth Caritas D-SNP Medicare $182.18 ↓ -95%
Amerihealth Amerihealth Caritas Medicare (NY) $182.18 ↓ -95%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $229.02 ↓ -94%
Geisinger Geisinger Medicaid HC $251.58 ↓ -93%
Amerihealth Amerihealth Caritas CHC Medicaid $251.58 ↓ -93%
Amerihealth Amerihealth Caritas HC Medicaid $251.58 ↓ -93%
United Healthcare United Healthcare Medicaid $251.58 ↓ -93%
Geisinger Geisinger CHIP $251.58 ↓ -93%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $260.25 ↓ -93%
Jefferson Health Plans Jefferson Health Plans $265.45 ↓ -93%
Highmark Highmark Community Blue Medicare $454.34 ↓ -88%
Life Pittsburgh Life Pittsburgh Medicare $488.54 ↓ -87%
Highmark Highmark Security Blue $503.20 ↓ -87%
Devoted Medicare Devoted Health Medicare Advantage $517.85 ↓ -86%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $517.85 ↓ -86%
American Health Plans American Health Plans Medicare $537.39 ↓ -86%
Highmark Highmark Together Blue $546.15 ↓ -85%
Highmark Highmark Managed Care $577.73 ↓ -85%
Highmark Highmark My Blue Access $577.73 ↓ -85%
Highmark Highmark My Direct Blue $577.73 ↓ -85%
Highmark Highmark Performance Blue $577.73 ↓ -85%
Highmark Highmark Blue High Performance $577.73 ↓ -85%
Highmark Highmark Social Mission Indemnity $577.73 ↓ -85%
Highmark Highmark Social Mission Managed Care $577.73 ↓ -85%
Highmark Highmark Connect Blue $577.73 ↓ -85%
Highmark Highmark Indemnity $577.73 ↓ -85%
Highmark Highmark Community Blue $577.73 ↓ -85%
Cigna Cigna Commercial $823.94 ↓ -78%
United Healthcare United Healthcare Navigate Nexus Commercial $913.94 ↓ -76%
United Healthcare United Healthcare Commercial $963.57 ↓ -74%
United Healthcare United Healthcare Of OH Medicaid $963.57 ↓ -74%
United Healthcare United Healthcare CHIP $1,241.60 ↓ -67%
Highmark Highmark Community Blue Medicare PPO $1,742.35 ↓ -53%
Highmark Highmark Complete Blue Medicare $1,742.35 ↓ -53%
Highmark Highmark Freedom Blue $1,761.29 ↓ -53%
Martin's Point Martin's Point $1,893.86 ↓ -49%
Aetna Aetna Medicare $1,969.62 ↓ -47%
Highmark Highmark Together Blue Medicare $1,969.62 ↓ -47%
Highmark Highmark Community Blue Medicare HMO $1,969.62 ↓ -47%
Amerihealth Amerihealth Medicare New York $1,988.55 ↓ -47%
Humana Humana Commercial $2,007.49 ↓ -46%
United Healthcare United Healthcare Medicare I-SNP $2,026.43 ↓ -46%
United Healthcare United Healthcare Medicare D-SNP $2,045.37 ↓ -45%
Molina Molina Ohio $2,064.31 ↓ -45%
Highmark Highmark Performance Blue Enhanced $2,758.60 ↓ -26%
Aetna Aetna Commercial $3,636.21 ↓ -3%

Visitor-reported prices

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Cltx humrl cndylr fx w/mnpj at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $1,893.86 $220.50 – $3,010.85
Harlem Hospital Center New York $1,893.86 $220.50 – $2,268.17
Kings County Hospital Center Brooklyn $1,893.86 $220.50 – $3,010.85
Lincoln Medical Center Bronx $1,893.86 $220.50 – $2,268.17
Metropolitan Hospital Center New York $1,893.86 $220.50 – $2,268.17
Queens Hospital Center Jamaica $1,893.86 $220.50 – $3,010.85
Woodhull Medical Center Brooklyn $1,893.86 $220.50 – $3,010.85
South Brooklyn Health Brooklyn $1,893.86 $220.50 – $2,268.17

All New-york hospitals for this procedure →