Cltx hum epcndylr fx wo mnpj at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$188.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$858.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.00 with Amerihealth vs $1,241.60 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Medicaid HC $10.00 ↓ -95%
Amerihealth Amerihealth Medicaid CHC $10.00 ↓ -95%
Univera Univera Healthy New York $24.88 ↓ -87%
Univera Univera Essential Plan $24.88 ↓ -87%
Univera Univera Medicare $32.58 ↓ -83%
Univera Univera Commercial $36.59 ↓ -81%
Amerihealth Amerihealth Caritas D-SNP Medicare $116.55 ↓ -38%
Amerihealth Amerihealth Caritas Medicare (NY) $116.55 ↓ -38%
Highmark Highmark Together Blue $144.80 ↓ -23%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $146.52 ↓ -22%
Amerihealth Amerihealth Caritas CHC Medicaid $160.95 ↓ -15%
United Healthcare United Healthcare Medicaid $160.95 ↓ -15%
Geisinger Geisinger CHIP $160.95 ↓ -15%
Geisinger Geisinger Medicaid HC $160.95 ↓ -15%
Amerihealth Amerihealth Caritas HC Medicaid $160.95 ↓ -15%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $166.50 ↓ -12%
Jefferson Health Plans Jefferson Health Plans $169.83 ↓ -10%
Highmark Highmark My Direct Blue $247.76 ↑ +31%
Highmark Highmark Community Blue Medicare PPO $261.16 ↑ +38%
Highmark Highmark Complete Blue Medicare $261.16 ↑ +38%
Highmark Highmark Freedom Blue $263.99 ↑ +40%
Highmark Highmark Community Blue Medicare $265.89 ↑ +41%
American Health Plans American Health Plans Medicare $283.86 ↑ +50%
Life Pittsburgh Life Pittsburgh Medicare $283.86 ↑ +50%
Martin's Point Martin's Point $283.86 ↑ +50%
United Healthcare United Healthcare Commercial $292.38 ↑ +55%
Devoted Medicare Devoted Health Medicare Advantage $292.38 ↑ +55%
Highmark Highmark Security Blue $294.48 ↑ +56%
Highmark Highmark Community Blue Medicare HMO $295.22 ↑ +56%
Highmark Highmark Together Blue Medicare $295.22 ↑ +56%
Aetna Aetna Medicare $295.22 ↑ +56%
Amerihealth Amerihealth Medicare New York $298.06 ↑ +58%
Humana Humana Commercial $300.90 ↑ +59%
Highmark Highmark Social Mission Managed Care $302.20 ↑ +60%
Highmark Highmark Social Mission Indemnity $302.20 ↑ +60%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $303.05 ↑ +61%
United Healthcare United Healthcare Medicare I-SNP $303.73 ↑ +61%
United Healthcare United Healthcare Medicare D-SNP $306.57 ↑ +62%
Molina Molina Ohio $309.41 ↑ +64%
Highmark Highmark Indemnity $339.58 ↑ +80%
Highmark Highmark Connect Blue $339.58 ↑ +80%
Highmark Highmark My Blue Access $339.58 ↑ +80%
Highmark Highmark Blue High Performance $339.58 ↑ +80%
Highmark Highmark Managed Care $339.58 ↑ +80%
Highmark Highmark Performance Blue $339.58 ↑ +80%
Highmark Highmark Community Blue $339.58 ↑ +80%
Highmark Highmark Performance Blue Enhanced $413.48 ↑ +119%
Cigna Cigna Commercial $482.10 ↑ +155%
United Healthcare United Healthcare Navigate Nexus Commercial $526.41 ↑ +179%
Aetna Aetna Commercial $545.02 ↑ +189%
United Healthcare United Healthcare Of OH Medicaid $554.99 ↑ +194%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +558%

Visitor-reported prices

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Cltx hum epcndylr fx wo mnpj at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $283.86 $0.01 – $645.00
Harlem Hospital Center New York $283.86 $0.01 – $645.00
Kings County Hospital Center Brooklyn $283.86 $0.01 – $645.00
Lincoln Medical Center Bronx $283.86 $0.01 – $645.00
Metropolitan Hospital Center New York $283.86 $0.01 – $645.00
Queens Hospital Center Jamaica $283.86 $0.01 – $645.00
Woodhull Medical Center Brooklyn $283.86 $0.01 – $645.00
South Brooklyn Health Brooklyn $283.86 $0.01 – $645.00

All New-york hospitals for this procedure →