Closed carpo/metacarpal fx disl thumb w/manip at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$251.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,143.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.85 with Amerihealth vs $3,636.21 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Medicaid CHC $15.85 ↓ -94%
Amerihealth Amerihealth Medicaid HC $15.85 ↓ -94%
Univera Univera Essential Plan $33.08 ↓ -87%
Univera Univera Healthy New York $33.08 ↓ -87%
Univera Univera Medicare $43.32 ↓ -83%
Univera Univera Commercial $48.64 ↓ -81%
Amerihealth Amerihealth Caritas D-SNP Medicare $93.45 ↓ -63%
Amerihealth Amerihealth Caritas Medicare (NY) $93.45 ↓ -63%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $117.48 ↓ -53%
Geisinger Geisinger Medicaid HC $129.05 ↓ -49%
Amerihealth Amerihealth Caritas CHC Medicaid $129.05 ↓ -49%
Amerihealth Amerihealth Caritas HC Medicaid $129.05 ↓ -49%
United Healthcare United Healthcare Medicaid $129.05 ↓ -49%
Geisinger Geisinger CHIP $129.05 ↓ -49%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $133.50 ↓ -47%
Jefferson Health Plans Jefferson Health Plans $136.17 ↓ -46%
Highmark Highmark Community Blue Medicare $354.41 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $381.09 ↑ +52%
Highmark Highmark Security Blue $392.52 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $403.96 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $403.96 ↑ +61%
American Health Plans American Health Plans Medicare $419.20 ↑ +67%
Highmark Highmark Together Blue $426.99 ↑ +70%
Highmark Highmark Managed Care $451.67 ↑ +80%
Highmark Highmark My Blue Access $451.67 ↑ +80%
Highmark Highmark My Direct Blue $451.67 ↑ +80%
Highmark Highmark Performance Blue $451.67 ↑ +80%
Highmark Highmark Blue High Performance $451.67 ↑ +80%
Highmark Highmark Social Mission Indemnity $451.67 ↑ +80%
Highmark Highmark Social Mission Managed Care $451.67 ↑ +80%
Highmark Highmark Connect Blue $451.67 ↑ +80%
Highmark Highmark Indemnity $451.67 ↑ +80%
Highmark Highmark Community Blue $451.67 ↑ +80%
Cigna Cigna Commercial $643.69 ↑ +156%
United Healthcare United Healthcare Navigate Nexus Commercial $711.10 ↑ +183%
United Healthcare United Healthcare Commercial $749.71 ↑ +198%
United Healthcare United Healthcare Of OH Medicaid $749.71 ↑ +198%
Martin's Point Martin's Point $1,051.00 ↑ +318%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +394%
Highmark Highmark Community Blue Medicare PPO $1,742.35 ↑ +593%
Highmark Highmark Complete Blue Medicare $1,742.35 ↑ +593%
Highmark Highmark Freedom Blue $1,761.29 ↑ +600%
Aetna Aetna Medicare $1,969.62 ↑ +683%
Highmark Highmark Together Blue Medicare $1,969.62 ↑ +683%
Highmark Highmark Community Blue Medicare HMO $1,969.62 ↑ +683%
Amerihealth Amerihealth Medicare New York $1,988.55 ↑ +691%
Humana Humana Commercial $2,007.49 ↑ +698%
United Healthcare United Healthcare Medicare I-SNP $2,026.43 ↑ +706%
United Healthcare United Healthcare Medicare D-SNP $2,045.37 ↑ +713%
Molina Molina Ohio $2,064.31 ↑ +721%
Highmark Highmark Performance Blue Enhanced $2,758.60 ↑ +997%
Aetna Aetna Commercial $3,636.21 ↑ +1346%

Visitor-reported prices

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Closed carpo/metacarpal fx disl thumb w/manip at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $1,893.86 $208.34 – $3,010.85
Harlem Hospital Center New York $1,893.86 $220.50 – $2,268.17
Kings County Hospital Center Brooklyn $1,893.86 $208.34 – $3,010.85
Lincoln Medical Center Bronx $1,893.86 $220.50 – $2,268.17
Metropolitan Hospital Center New York $1,893.86 $220.50 – $2,268.17
UPMC Chautauqua Jamestown $388.80 $111.25 – $2,014.07
Queens Hospital Center Jamaica $1,893.86 $208.34 – $3,010.85
Woodhull Medical Center Brooklyn $1,893.86 $208.34 – $3,010.85

All New-york hospitals for this procedure →