Chylomicron screen, bf - sendout at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$40.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$184.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.84 with Univera vs $127.58 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Medicare $21.84 ↓ -46%
Univera Univera Commercial $30.87 ↓ -24%
Univera Univera Essential Plan $33.08 ↓ -18%
Univera Univera Healthy New York $33.08 ↓ -18%
Highmark Highmark Community Blue $40.59 ↑ +0%
Highmark Highmark Social Mission Indemnity $40.59 ↑ +0%
Highmark Highmark Social Mission Managed Care $40.59 ↑ +0%
Highmark Highmark Together Blue $40.59 ↑ +0%
Highmark Highmark Blue High Performance $40.59 ↑ +0%
Highmark Highmark Connect Blue $40.59 ↑ +0%
Highmark Highmark Indemnity $40.59 ↑ +0%
Highmark Highmark Managed Care $40.59 ↑ +0%
Highmark Highmark My Blue Access $40.59 ↑ +0%
Highmark Highmark My Direct Blue $40.59 ↑ +0%
Highmark Highmark Performance Blue $40.59 ↑ +0%
Highmark Highmark Community Blue Medicare PPO $56.58 ↑ +40%
Highmark Highmark Complete Blue Medicare $56.58 ↑ +40%
Highmark Highmark Freedom Blue $57.20 ↑ +41%
Cigna Cigna Commercial $59.17 ↑ +46%
United Healthcare United Healthcare Medicaid $60.03 ↑ +48%
United Healthcare United Healthcare CHIP $60.03 ↑ +48%
Life Pittsburgh Life Pittsburgh Medicare $61.50 ↑ +52%
American Health Plans American Health Plans Medicare $61.50 ↑ +52%
Martin's Point Martin's Point $61.50 ↑ +52%
United Healthcare United Healthcare Commercial $63.35 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $63.35 ↑ +56%
United Healthcare United Healthcare Navigate Nexus Commercial $63.53 ↑ +57%
Highmark Highmark Security Blue $63.96 ↑ +58%
Aetna Aetna Medicare $63.96 ↑ +58%
Highmark Highmark Community Blue Medicare HMO $63.96 ↑ +58%
Highmark Highmark Together Blue Medicare $63.96 ↑ +58%
Amerihealth Amerihealth Medicare New York $64.58 ↑ +60%
Amerihealth Amerihealth Caritas D-SNP Medicare $64.58 ↑ +60%
Humana Humana Commercial $65.19 ↑ +61%
United Healthcare United Healthcare Medicare I-SNP $65.81 ↑ +63%
United Healthcare United Healthcare Medicare D-SNP $66.42 ↑ +64%
United Healthcare United Healthcare Of OH Medicaid $66.91 ↑ +65%
Molina Molina Ohio $67.03 ↑ +66%
Aetna Aetna Commercial $118.08 ↑ +192%
Highmark Highmark Performance Blue Enhanced $127.58 ↑ +215%

Visitor-reported prices

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Chylomicron screen, bf - sendout at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $61.50 $22.03 – $153.35
Harlem Hospital Center New York $61.50 $38.33 – $153.35
Kings County Hospital Center Brooklyn $61.50 $22.03 – $153.35
Lincoln Medical Center Bronx $61.50 $38.33 – $153.35
Metropolitan Hospital Center New York $61.50 $38.33 – $153.35
UPMC Chautauqua Jamestown $198.00 $27.64 – $297.00
Queens Hospital Center Jamaica $61.50 $22.03 – $153.35
Woodhull Medical Center Brooklyn $61.50 $22.03 – $153.35

All New-york hospitals for this procedure →