Chromosome analysis 100 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$114.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$520.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.21 with Univera vs $359.24 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Medicare $51.21 ↓ -55%
Highmark Highmark My Direct Blue $114.29 ↓ -0%
Highmark Highmark Together Blue $114.29 ↓ -0%
Highmark Highmark Social Mission Managed Care $114.29 ↓ -0%
Highmark Highmark Blue High Performance $114.29 ↓ -0%
Highmark Highmark Community Blue $114.29 ↓ -0%
Highmark Highmark Social Mission Indemnity $114.29 ↓ -0%
Highmark Highmark Connect Blue $114.29 ↓ -0%
Highmark Highmark Indemnity $114.29 ↓ -0%
Highmark Highmark Managed Care $114.29 ↓ -0%
Highmark Highmark My Blue Access $114.29 ↓ -0%
Highmark Highmark Performance Blue $114.29 ↓ -0%
Univera Univera Healthy New York $147.19 ↑ +29%
Univera Univera Essential Plan $147.19 ↑ +29%
Univera Univera Commercial $155.58 ↑ +36%
Highmark Highmark Community Blue Medicare PPO $159.32 ↑ +39%
Highmark Highmark Complete Blue Medicare $159.32 ↑ +39%
Highmark Highmark Freedom Blue $161.05 ↑ +41%
Cigna Cigna Commercial $166.50 ↑ +46%
American Health Plans American Health Plans Medicare $173.17 ↑ +51%
Life Pittsburgh Life Pittsburgh Medicare $173.17 ↑ +51%
Martin's Point Martin's Point $173.17 ↑ +51%
United Healthcare United Healthcare Commercial $178.37 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $178.37 ↑ +56%
Aetna Aetna Medicare $180.10 ↑ +57%
Highmark Highmark Community Blue Medicare HMO $180.10 ↑ +57%
Highmark Highmark Security Blue $180.10 ↑ +57%
Highmark Highmark Together Blue Medicare $180.10 ↑ +57%
Amerihealth Amerihealth Caritas D-SNP Medicare $181.83 ↑ +59%
Amerihealth Amerihealth Medicare New York $181.83 ↑ +59%
Humana Humana Commercial $183.56 ↑ +60%
United Healthcare United Healthcare Medicare I-SNP $185.29 ↑ +62%
United Healthcare United Healthcare Medicare D-SNP $187.02 ↑ +63%
Molina Molina Ohio $188.76 ↑ +65%
Amerihealth Amerihealth Medicaid CHC $191.46 ↑ +67%
Jefferson Health Plans Jefferson Health Plans $191.46 ↑ +67%
Amerihealth Amerihealth Medicaid HC $191.46 ↑ +67%
United Healthcare United Healthcare Navigate Nexus Commercial $231.70 ↑ +103%
United Healthcare United Healthcare Of OH Medicaid $244.69 ↑ +114%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $287.19 ↑ +151%
Geisinger Geisinger CHIP $306.34 ↑ +168%
United Healthcare United Healthcare CHIP $306.34 ↑ +168%
Geisinger Geisinger Medicaid HC $306.34 ↑ +168%
United Healthcare United Healthcare Medicaid $306.34 ↑ +168%
Aetna Aetna Commercial $332.49 ↑ +191%
Highmark Highmark Performance Blue Enhanced $359.24 ↑ +214%

Visitor-reported prices

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Chromosome analysis 100 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $173.17 $1.00 – $431.81
Harlem Hospital Center New York $173.17 $1.00 – $259.76
Kings County Hospital Center Brooklyn $173.17 $1.00 – $431.81
Lincoln Medical Center Bronx $173.17 $1.00 – $259.76
Metropolitan Hospital Center New York $173.17 $1.00 – $259.76
Queens Hospital Center Jamaica $173.17 $1.00 – $431.81
Woodhull Medical Center Brooklyn $173.17 $1.00 – $431.81
South Brooklyn Health Brooklyn $173.17 $1.00 – $259.76

All New-york hospitals for this procedure →