Chmotx admn plrl cav thrcnts at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$82.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$377.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$108.94 with Amerihealth vs $831.43 with Univera — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Caritas Medicare (NY) $108.94 ↑ +31%
Amerihealth Amerihealth Caritas D-SNP Medicare $108.94 ↑ +31%
Highmark Highmark Community Blue Medicare $116.82 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $125.61 ↑ +51%
Highmark Highmark Security Blue $129.38 ↑ +56%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $133.15 ↑ +61%
Devoted Medicare Devoted Health Medicare Advantage $133.15 ↑ +61%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $136.95 ↑ +65%
American Health Plans American Health Plans Medicare $138.17 ↑ +67%
Geisinger Geisinger Medicaid HC $150.44 ↑ +81%
Amerihealth Amerihealth Caritas HC Medicaid $150.44 ↑ +81%
Amerihealth Amerihealth Caritas CHC Medicaid $150.44 ↑ +81%
United Healthcare United Healthcare Medicaid $150.44 ↑ +81%
Geisinger Geisinger CHIP $150.44 ↑ +81%
Highmark Highmark Together Blue $155.12 ↑ +87%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $155.63 ↑ +88%
Jefferson Health Plans Jefferson Health Plans $158.74 ↑ +91%
Highmark Highmark My Direct Blue $164.09 ↑ +98%
Highmark Highmark Blue High Performance $164.09 ↑ +98%
Highmark Highmark Community Blue $164.09 ↑ +98%
Highmark Highmark Connect Blue $164.09 ↑ +98%
Highmark Highmark Indemnity $164.09 ↑ +98%
Highmark Highmark Managed Care $164.09 ↑ +98%
Highmark Highmark My Blue Access $164.09 ↑ +98%
Highmark Highmark Performance Blue $164.09 ↑ +98%
Highmark Highmark Social Mission Indemnity $164.09 ↑ +98%
Highmark Highmark Social Mission Managed Care $164.09 ↑ +98%
United Healthcare United Healthcare CHIP $166.00 ↑ +100%
Amerihealth Amerihealth Medicaid CHC $171.19 ↑ +106%
Amerihealth Amerihealth Medicaid HC $171.19 ↑ +106%
Cigna Cigna Commercial $212.55 ↑ +156%
United Healthcare United Healthcare Navigate Nexus Commercial $227.32 ↑ +174%
United Healthcare United Healthcare Commercial $239.66 ↑ +189%
United Healthcare United Healthcare Of OH Medicaid $239.66 ↑ +189%
Highmark Highmark Community Blue Medicare PPO $361.11 ↑ +335%
Highmark Highmark Complete Blue Medicare $361.11 ↑ +335%
Highmark Highmark Freedom Blue $365.03 ↑ +340%
Martin's Point Martin's Point $392.51 ↑ +373%
Aetna Aetna Medicare $408.21 ↑ +392%
Highmark Highmark Together Blue Medicare $408.21 ↑ +392%
Highmark Highmark Community Blue Medicare HMO $408.21 ↑ +392%
Amerihealth Amerihealth Medicare New York $412.13 ↑ +397%
Humana Humana Commercial $416.06 ↑ +402%
United Healthcare United Healthcare Medicare I-SNP $419.98 ↑ +406%
United Healthcare United Healthcare Medicare D-SNP $423.91 ↑ +411%
Molina Molina Ohio $427.83 ↑ +416%
Highmark Highmark Performance Blue Enhanced $571.73 ↑ +589%
Univera Univera Essential Plan $727.50 ↑ +777%
Univera Univera Healthy New York $727.50 ↑ +777%
Univera Univera Medicare $727.50 ↑ +777%
Aetna Aetna Commercial $753.62 ↑ +809%
Univera Univera Commercial $831.43 ↑ +902%

Visitor-reported prices

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Chmotx admn plrl cav thrcnts at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $392.51 $80.11 – $1,173.00
Harlem Hospital Center New York $392.51 $148.20 – $1,173.00
Kings County Hospital Center Brooklyn $392.51 $80.11 – $1,173.00
Lincoln Medical Center Bronx $392.51 $151.40 – $1,173.00
Metropolitan Hospital Center New York $392.51 $151.40 – $1,173.00
Queens Hospital Center Jamaica $392.51 $80.11 – $1,173.00
Woodhull Medical Center Brooklyn $392.51 $80.11 – $1,173.00
South Brooklyn Health Brooklyn $392.51 $151.40 – $1,173.00

All New-york hospitals for this procedure →