Chiropract manj xtrspinl 1/> at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$14.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$67.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.47 with Univera vs $35.94 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $18.47 ↑ +25%
Univera Univera Healthy New York $18.47 ↑ +25%
Highmark Highmark Together Blue $19.32 ↑ +31%
Highmark Highmark Connect Blue $20.44 ↑ +39%
Highmark Highmark Indemnity $20.44 ↑ +39%
Highmark Highmark Managed Care $20.44 ↑ +39%
Highmark Highmark My Blue Access $20.44 ↑ +39%
Highmark Highmark Performance Blue $20.44 ↑ +39%
Highmark Highmark Social Mission Indemnity $20.44 ↑ +39%
Highmark Highmark Social Mission Managed Care $20.44 ↑ +39%
Highmark Highmark My Direct Blue $20.44 ↑ +39%
Highmark Highmark Blue High Performance $20.44 ↑ +39%
Highmark Highmark Community Blue $20.44 ↑ +39%
United Healthcare United Healthcare CHIP $21.94 ↑ +49%
United Healthcare United Healthcare Medicaid $21.94 ↑ +49%
Univera Univera Medicare $22.82 ↑ +55%
Univera Univera Commercial $24.55 ↑ +67%
United Healthcare United Healthcare Navigate Nexus Commercial $25.23 ↑ +71%
United Healthcare United Healthcare Of OH Medicaid $26.57 ↑ +80%
United Healthcare United Healthcare Commercial $26.57 ↑ +80%
Cigna Cigna Commercial $35.94 ↑ +144%

Visitor-reported prices

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Chiropract manj xtrspinl 1/> at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 not published $13.83 – $36.63
Harlem Hospital Center New York not published $24.24 – $36.63
Kings County Hospital Center Brooklyn not published $13.83 – $36.63
Lincoln Medical Center Bronx not published $24.69 – $36.63
Metropolitan Hospital Center New York not published $24.69 – $36.63
Queens Hospital Center Jamaica not published $15.99 – $36.63
Woodhull Medical Center Brooklyn not published $15.99 – $36.63
South Brooklyn Health Brooklyn not published $24.06 – $36.63

All New-york hospitals for this procedure →