Caregiver training strategies&tq 1st 30 minutes at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$103.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$133.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.78 with Univera vs $106.70 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $37.78 ↓ -64%
Univera Univera Essential Plan $37.78 ↓ -64%
Highmark Highmark Community Blue Medicare $40.32 ↓ -61%
Life Pittsburgh Life Pittsburgh Medicare $43.35 ↓ -58%
Highmark Highmark Security Blue $44.65 ↓ -57%
Univera Univera Medicare $44.79 ↓ -57%
Devoted Medicare Devoted Health Medicare Advantage $45.95 ↓ -56%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $45.95 ↓ -56%
American Health Plans American Health Plans Medicare $47.69 ↓ -54%
Highmark Highmark Together Blue $47.92 ↓ -54%
Univera Univera Commercial $50.64 ↓ -51%
Highmark Highmark My Direct Blue $50.69 ↓ -51%
Highmark Highmark Performance Blue $50.69 ↓ -51%
Highmark Highmark Indemnity $50.69 ↓ -51%
Highmark Highmark Social Mission Indemnity $50.69 ↓ -51%
Highmark Highmark Social Mission Managed Care $50.69 ↓ -51%
Highmark Highmark Connect Blue $50.69 ↓ -51%
Highmark Highmark Managed Care $50.69 ↓ -51%
Highmark Highmark My Blue Access $50.69 ↓ -51%
Highmark Highmark Community Blue $50.69 ↓ -51%
Highmark Highmark Blue High Performance $50.69 ↓ -51%
Cigna Cigna Commercial $73.21 ↓ -29%
United Healthcare United Healthcare Navigate Nexus Commercial $101.21 ↓ -2%
United Healthcare United Healthcare Commercial $106.70 ↑ +3%
United Healthcare United Healthcare Of OH Medicaid $106.70 ↑ +3%

Visitor-reported prices

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Caregiver training strategies&tq 1st 30 minutes at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $49.26 $35.73 – $70.93
Harlem Hospital Center New York $49.89 $35.95 – $70.93
Kings County Hospital Center Brooklyn $49.89 $35.95 – $71.84
Lincoln Medical Center Bronx $49.89 $35.95 – $71.84
Metropolitan Hospital Center New York $49.26 $35.73 – $71.84
UPMC Chautauqua Jamestown $105.00 $44.05 – $157.50
Queens Hospital Center Jamaica $49.40 $35.80 – $71.14
Woodhull Medical Center Brooklyn $49.89 $35.95 – $71.84

All New-york hospitals for this procedure →