Care mgmt svc bhvl hlth cond at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$26.62

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$121.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.98 with Highmark vs $70.39 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark Highmark Together Blue $17.98 ↓ -32%
Highmark Highmark My Direct Blue $30.77 ↑ +16%
Highmark Highmark Community Blue Medicare PPO $32.43 ↑ +22%
Highmark Highmark Complete Blue Medicare $32.43 ↑ +22%
Highmark Highmark Freedom Blue $32.78 ↑ +23%
Life Pittsburgh Life Pittsburgh Medicare $35.25 ↑ +32%
Martin's Point Martin's Point $35.25 ↑ +32%
American Health Plans American Health Plans Medicare $35.25 ↑ +32%
Univera Univera Healthy New York $36.15 ↑ +36%
Univera Univera Essential Plan $36.15 ↑ +36%
United Healthcare United Healthcare Commercial $36.31 ↑ +36%
Devoted Medicare Devoted Health Medicare Advantage $36.31 ↑ +36%
Highmark Highmark Together Blue Medicare $36.66 ↑ +38%
Highmark Highmark Security Blue $36.66 ↑ +38%
Aetna Aetna Medicare $36.66 ↑ +38%
Highmark Highmark Community Blue Medicare HMO $36.66 ↑ +38%
Amerihealth Amerihealth Medicare New York $37.01 ↑ +39%
Amerihealth Amerihealth Caritas D-SNP Medicare $37.01 ↑ +39%
Humana Humana Commercial $37.37 ↑ +40%
Highmark Highmark Community Blue Medicare $37.40 ↑ +40%
Highmark Highmark Social Mission Managed Care $37.53 ↑ +41%
Highmark Highmark Social Mission Indemnity $37.53 ↑ +41%
United Healthcare United Healthcare Medicare I-SNP $37.72 ↑ +42%
United Healthcare United Healthcare Medicare D-SNP $38.07 ↑ +43%
Molina Molina Ohio $38.43 ↑ +44%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $38.69 ↑ +45%
Jefferson Health Plans Jefferson Health Plans $39.46 ↑ +48%
United Healthcare United Healthcare Medicaid $41.26 ↑ +55%
Geisinger Geisinger Medicaid HC $41.26 ↑ +55%
Geisinger Geisinger CHIP $41.26 ↑ +55%
United Healthcare United Healthcare CHIP $41.26 ↑ +55%
Amerihealth Amerihealth Medicaid CHC $42.55 ↑ +60%
Amerihealth Amerihealth Medicaid HC $42.55 ↑ +60%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $42.62 ↑ +60%
Highmark Highmark My Blue Access $43.07 ↑ +62%
Univera Univera Medicare $45.51 ↑ +71%
Highmark Highmark Performance Blue $51.35 ↑ +93%
Highmark Highmark Performance Blue Enhanced $51.35 ↑ +93%
Highmark Highmark Blue High Performance $52.38 ↑ +97%
Highmark Highmark Managed Care $52.38 ↑ +97%
Highmark Highmark Indemnity $52.38 ↑ +97%
Highmark Highmark Connect Blue $52.38 ↑ +97%
Highmark Highmark Community Blue $52.38 ↑ +97%
Univera Univera Commercial $53.16 ↑ +100%
United Healthcare United Healthcare Navigate Nexus Commercial $58.12 ↑ +118%
United Healthcare United Healthcare Of OH Medicaid $61.28 ↑ +130%
Aetna Aetna Commercial $67.68 ↑ +154%
Cigna Cigna Commercial $70.39 ↑ +164%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Care mgmt svc bhvl hlth cond at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $38.28 $0.01 – $70.16
Harlem Hospital Center New York $35.25 $0.01 – $70.16
Kings County Hospital Center Brooklyn $38.28 $0.01 – $70.16
Lincoln Medical Center Bronx $35.25 $0.01 – $70.16
Metropolitan Hospital Center New York $35.25 $0.01 – $70.16
Queens Hospital Center Jamaica $38.28 $0.01 – $70.16
Woodhull Medical Center Brooklyn $38.28 $0.01 – $70.16
South Brooklyn Health Brooklyn $35.25 $0.01 – $70.16

All New-york hospitals for this procedure →