Cardiac Stress Test at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$44.22
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$201.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$58.84 with Univera vs $236.25 with Martin's Point — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera Healthy New York | $58.84 | ↑ +33% |
| Univera | Univera Essential Plan | $58.84 | ↑ +33% |
| Univera | Univera Medicare | $78.22 | ↑ +77% |
| Highmark | Highmark Together Blue | $87.87 | ↑ +99% |
| Highmark | Highmark Indemnity | $92.95 | ↑ +110% |
| Highmark | Highmark Managed Care | $92.95 | ↑ +110% |
| Highmark | Highmark My Blue Access | $92.95 | ↑ +110% |
| Highmark | Highmark My Direct Blue | $92.95 | ↑ +110% |
| Highmark | Highmark Performance Blue | $92.95 | ↑ +110% |
| Highmark | Highmark Social Mission Indemnity | $92.95 | ↑ +110% |
| Highmark | Highmark Social Mission Managed Care | $92.95 | ↑ +110% |
| Highmark | Highmark Blue High Performance | $92.95 | ↑ +110% |
| Highmark | Highmark Community Blue | $92.95 | ↑ +110% |
| Highmark | Highmark Connect Blue | $92.95 | ↑ +110% |
| Univera | Univera Commercial | $99.61 | ↑ +125% |
| Cigna | Cigna Commercial | $112.92 | ↑ +155% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $125.21 | ↑ +183% |
| United Healthcare | United Healthcare Of OH Medicaid | $132.01 | ↑ +199% |
| United Healthcare | United Healthcare Commercial | $132.01 | ↑ +199% |
| Pennsylvania Health and Wellness | Pennsylvania Health and Wellness Medicaid CHC | $134.63 | ↑ +204% |
| Jefferson Health Plans | Jefferson Health Plans | $137.32 | ↑ +211% |
| United Healthcare | United Healthcare CHIP | $143.60 | ↑ +225% |
| Geisinger | Geisinger Medicaid HC | $143.60 | ↑ +225% |
| Geisinger | Geisinger CHIP | $143.60 | ↑ +225% |
| United Healthcare | United Healthcare Medicaid | $143.60 | ↑ +225% |
| Amerihealth | Amerihealth Medicaid HC | $148.09 | ↑ +235% |
| Amerihealth | Amerihealth Medicaid CHC | $148.09 | ↑ +235% |
| Martin's Point | Martin's Point | $236.25 | ↑ +434% |
Visitor-reported prices
Comments
Cardiac Stress Test at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| NewYork-Presbyterian Queens | Flushing | $1,256.00 | $127.00 – $783.61 |
| Bellevue Hospital Center | NY 10016 | not published | $66.61 – $1,016.00 |
| Harlem Hospital Center | New York | not published | $80.78 – $1,016.00 |
| Kings County Hospital Center | Brooklyn | not published | $66.61 – $1,016.00 |
| Lincoln Medical Center | Bronx | not published | $82.65 – $1,016.00 |
| Metropolitan Hospital Center | New York | not published | $82.65 – $1,016.00 |
| Queens Hospital Center | Jamaica | not published | $66.61 – $1,016.00 |
| Woodhull Medical Center | Brooklyn | not published | $66.61 – $1,016.00 |