Cardiac rehabilitation op phase 2 w/continous ecg monitoring at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$294.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$378.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.02 with Univera vs $286.07 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $11.02 ↓ -96%
Univera Univera Healthy New York $11.02 ↓ -96%
Highmark Highmark Community Blue Medicare $11.67 ↓ -96%
Life Pittsburgh Life Pittsburgh Medicare $12.55 ↓ -96%
Highmark Highmark Security Blue $12.93 ↓ -96%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $13.30 ↓ -95%
Devoted Medicare Devoted Health Medicare Advantage $13.30 ↓ -95%
American Health Plans American Health Plans Medicare $13.81 ↓ -95%
Univera Univera Medicare $14.65 ↓ -95%
Highmark Highmark Together Blue $16.27 ↓ -94%
Highmark Highmark Social Mission Indemnity $17.22 ↓ -94%
Highmark Highmark Blue High Performance $17.22 ↓ -94%
Highmark Highmark Community Blue $17.22 ↓ -94%
Highmark Highmark My Direct Blue $17.22 ↓ -94%
Highmark Highmark Performance Blue $17.22 ↓ -94%
Highmark Highmark Connect Blue $17.22 ↓ -94%
Highmark Highmark Social Mission Managed Care $17.22 ↓ -94%
Highmark Highmark Indemnity $17.22 ↓ -94%
Highmark Highmark Managed Care $17.22 ↓ -94%
Highmark Highmark My Blue Access $17.22 ↓ -94%
Univera Univera Commercial $18.66 ↓ -94%
Cigna Cigna Commercial $21.48 ↓ -93%
United Healthcare United Healthcare Navigate Nexus Commercial $25.59 ↓ -91%
United Healthcare United Healthcare Of OH Medicaid $26.98 ↓ -91%
United Healthcare United Healthcare Commercial $26.98 ↓ -91%
United Healthcare United Healthcare Medicaid $117.18 ↓ -60%
United Healthcare United Healthcare CHIP $117.18 ↓ -60%
Highmark Highmark Complete Blue Medicare $137.08 ↓ -54%
Highmark Highmark Community Blue Medicare PPO $137.08 ↓ -54%
Highmark Highmark Freedom Blue $138.57 ↓ -53%
Martin's Point Martin's Point $149.00 ↓ -49%
Aetna Aetna Medicare $154.96 ↓ -47%
Highmark Highmark Together Blue Medicare $154.96 ↓ -47%
Highmark Highmark Community Blue Medicare HMO $154.96 ↓ -47%
Amerihealth Amerihealth Medicare New York $156.45 ↓ -47%
Amerihealth Amerihealth Caritas D-SNP Medicare $156.45 ↓ -47%
Humana Humana Commercial $157.94 ↓ -46%
United Healthcare United Healthcare Medicare I-SNP $159.43 ↓ -46%
United Healthcare United Healthcare Medicare D-SNP $160.92 ↓ -45%
Molina Molina Ohio $162.41 ↓ -45%
Highmark Highmark Performance Blue Enhanced $217.03 ↓ -26%
Aetna Aetna Commercial $286.07 ↓ -3%

Visitor-reported prices

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Cardiac rehabilitation op phase 2 w/continous ecg monitoring at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $149.00 $8.78 – $241.37
Harlem Hospital Center New York $149.00 $14.49 – $241.37
Kings County Hospital Center Brooklyn $149.00 $8.78 – $241.37
Lincoln Medical Center Bronx $149.00 $14.76 – $241.37
Metropolitan Hospital Center New York $149.00 $14.76 – $241.37
UPMC Chautauqua Jamestown $91.20 $13.68 – $385.82
Queens Hospital Center Jamaica $149.00 $8.78 – $241.37
Woodhull Medical Center Brooklyn $149.00 $8.78 – $241.37

All New-york hospitals for this procedure →