Capsulotomy; interphalangeal joint, each joint (separate proc) at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$156.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$712.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$20.80 with Univera vs $3,636.21 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $20.80 ↓ -87%
Univera Univera Essential Plan $20.80 ↓ -87%
Univera Univera Medicare $27.24 ↓ -83%
Univera Univera Commercial $30.59 ↓ -80%
Amerihealth Amerihealth Medicaid HC $92.08 ↓ -41%
Amerihealth Amerihealth Medicaid CHC $92.08 ↓ -41%
Amerihealth Amerihealth Caritas Medicare (NY) $111.30 ↓ -29%
Amerihealth Amerihealth Caritas D-SNP Medicare $111.30 ↓ -29%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $139.92 ↓ -11%
Geisinger Geisinger Medicaid HC $153.70 ↓ -2%
Amerihealth Amerihealth Caritas CHC Medicaid $153.70 ↓ -2%
Amerihealth Amerihealth Caritas HC Medicaid $153.70 ↓ -2%
United Healthcare United Healthcare Medicaid $153.70 ↓ -2%
Geisinger Geisinger CHIP $153.70 ↓ -2%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $159.00 ↑ +2%
Jefferson Health Plans Jefferson Health Plans $162.18 ↑ +4%
Highmark Highmark Community Blue Medicare $220.78 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $237.40 ↑ +52%
Highmark Highmark Security Blue $244.52 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $251.64 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $251.64 ↑ +61%
American Health Plans American Health Plans Medicare $261.14 ↑ +67%
Highmark Highmark Together Blue $264.39 ↑ +69%
Highmark Highmark Managed Care $279.68 ↑ +79%
Highmark Highmark My Blue Access $279.68 ↑ +79%
Highmark Highmark My Direct Blue $279.68 ↑ +79%
Highmark Highmark Performance Blue $279.68 ↑ +79%
Highmark Highmark Blue High Performance $279.68 ↑ +79%
Highmark Highmark Social Mission Indemnity $279.68 ↑ +79%
Highmark Highmark Social Mission Managed Care $279.68 ↑ +79%
Highmark Highmark Connect Blue $279.68 ↑ +79%
Highmark Highmark Indemnity $279.68 ↑ +79%
Highmark Highmark Community Blue $279.68 ↑ +79%
Cigna Cigna Commercial $402.95 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $459.08 ↑ +193%
United Healthcare United Healthcare Commercial $484.01 ↑ +209%
United Healthcare United Healthcare Of OH Medicaid $484.01 ↑ +209%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +693%
Highmark Highmark Community Blue Medicare PPO $1,742.35 ↑ +1012%
Highmark Highmark Complete Blue Medicare $1,742.35 ↑ +1012%
Highmark Highmark Freedom Blue $1,761.29 ↑ +1024%
Martin's Point Martin's Point $1,893.86 ↑ +1109%
Aetna Aetna Medicare $1,969.62 ↑ +1157%
Highmark Highmark Together Blue Medicare $1,969.62 ↑ +1157%
Highmark Highmark Community Blue Medicare HMO $1,969.62 ↑ +1157%
Amerihealth Amerihealth Medicare New York $1,988.55 ↑ +1170%
Humana Humana Commercial $2,007.49 ↑ +1182%
United Healthcare United Healthcare Medicare I-SNP $2,026.43 ↑ +1194%
United Healthcare United Healthcare Medicare D-SNP $2,045.37 ↑ +1206%
Molina Molina Ohio $2,064.31 ↑ +1218%
Highmark Highmark Performance Blue Enhanced $2,758.60 ↑ +1661%
Aetna Aetna Commercial $3,636.21 ↑ +2221%

Visitor-reported prices

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Capsulotomy; interphalangeal joint, each joint (separate proc) at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $1,893.86 $157.90 – $4,014.46
Harlem Hospital Center New York $1,893.86 $280.85 – $4,014.46
Kings County Hospital Center Brooklyn $1,893.86 $157.90 – $4,014.46
Lincoln Medical Center Bronx $1,893.86 $287.11 – $4,014.46
Metropolitan Hospital Center New York $1,893.86 $287.11 – $4,014.46
Queens Hospital Center Jamaica $1,893.86 $157.90 – $4,014.46
Woodhull Medical Center Brooklyn $1,893.86 $157.90 – $4,014.46
South Brooklyn Health Brooklyn $1,893.86 $287.11 – $4,014.46

All New-york hospitals for this procedure →